I’ve depended on my husband my whole life. First I was on maternity leave, then I waited until the child got older and now I’ve gone back to work and even earn some money. But I’m still financially dependent on him - I spend my money on small things for the child and groceries. There’s nothing left for myself. If I want to buy something for myself or go get a manicure, I still have to ask my husband.
I don’t understand how to save or spend less?

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  • You sound insecure in your marriage. Is there anything beyond what you are saying. If love is the foundation of your marriage then I don't see... anything wrong with what you are saying. Bring the income to table together and plan as one. This thing my husband's money my money is not supposed to be so. And beginning to do things in secrecy will only introduce complications. Else if you know you are not relating well then either talk about it and of it fails try to talk about  more

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  • This advice is 3000 years old? Save ten cents out of every dollar you earn. In other words, ten percent. Put this in a separate bank account, which... you can start by simply walking in the bank and asking the teller. If possible, from your savings, purchase a $100 safe and have a friend bolt it to a concrete floor from the inside. I say this because all banks now have government permission to confiscate your savings without notice. You will be amazed at how the money grows. more

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  • Make sure you have a separate bank account. Learn all you can about finances. There are dozens of courses offered online. If you open an online... brokerage account with a reputable company, you will have access to many different courses on finances.  more

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  • Great, thanks for being a solution at this point 👍

  • Hi Mariam, may I suggest start saving small amounts. It's not about trying to save a whole lot in a short period. It is more about building a habit... of saving. So, begin by saving $10 each time you get paid. Consider having it automatically deposited into a checking account or put it in a shoebox (as an example). Seeking advice from a financial coach or counselor is always a good option to consider. more

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  • Hi Miriam,
    It takes great self-awareness to acknowledge personal challenges—kudos to you for that. Recognizing the issue is an important first step.... The next step is to take action. You might consider working with a coach, financial advisor, or mentor to help you build the skills and structure needed to achieve your financial goals.
    All the best.
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  • It is bad, though. you should be supportive both financially and every aspect of your marriage so that what keeps the family is available all the time

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  • thanks to have depended on your husband for such a long time but be creative next time learn how to save for the future because all the days are... never the same what if your husband is on a long journey and does not turn up the promised and you run out of pocket what will you so this is a lesson to take
    thanks
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  • Hi Mariam, if you are open to it I would like to have a conversation.

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