Tasks and Responsibilities  

Ensure strict adherence to loan policies/guidelines for the issuance of quality loans
Ensure member’s eligibility for loaning including the ability to repay and securities
Ensure members are advised appropriately based on their loan appraisal status/position
Ensure that all loans issued are effectively guaranteed 
Ensure timely loan appraisals within set time limits and communicate feedback to members within acceptable timelines 
Ensure a timely and effective loan approval process within set limits, by presenting appraised loans for approval and approving the same in the system. 
Ensure timely and accurate disbursement of approved loans 
Ensure all loan forms processed, rejected, and deferred are kept safely and in member files 
Monitor all collaterals used for loans and ensure they are adequate and well updated
Ensure effective communication and advice to members on loan matters/queries
Ensure that new & continuing members’ deductions on savings, share capital and any other statutory deductions are accurate and timely 
Ensure all employer remittances/payments to the Sacco in lieu of Sacco loan payments are received and forwarded to Finance for settlement 
Ensure that all default notices and guarantor notices are issued in a timely manner
Ensure guarantor/collaterals substitutions are done accurately and in a timely manner

Minimum Qualifications and Skills  

A Bachelor’s Degree in Accounting/Finance or a Business-Related Degree from a  recognized university 
CPA II or Credit Management Certification 
A minimum of 3 years of experience in a busy financial institution 
Sound knowledge of Sacco laws and regulations 
A person of integrity, and team player with effective communication skills
Sound judgment and decision-making ability on lending across all sectors 
Excellent analytical, interpersonal, and team management skills