Requirements

Client Acquisition


Conduct field visits and market scans to identify individuals and small businesses with viable financial needs.
Target micro-entrepreneurs, traders, artisans, and SMEs across diverse sectors using business profiling and local data.
Present loan products tailored to individual and SME clients, clearly explaining benefits, terms, and repayment structures.
Guide prospects through the application process, ensuring complete documentation and eligibility screening.
Convert qualified leads into active borrowers, consistently meeting monthly acquisition targets across both segments.


Loan Evaluation & Disbursement


Perform detailed financial and business assessments, including income verification, business viability, and repayment capacity.
Conduct site visits to validate business operations and assess risk factors.
Prepare and submit loan proposals to the credit committee, ensuring compliance with internal policies and regulatory standards.
Facilitate timely disbursement of approved loans, ensuring all documentation is complete and signed.
Educate clients on repayment schedules, penalties, and financial discipline, while maintaining accurate records of disbursed funds.


Requirements

Educational Qualifications


Minimum of HND or Bachelor's degree in Finance, Business Administration, Economics, Accounting, or a related field.
Professional certifications in credit analysis, microfinance, or financial services are an added advantage.


Skills & Competencies


Strong analytical skills for evaluating individual and SME financials.
Excellent communication and customer service abilities.
Ability to meet monthly acquisition and disbursement targets.
Proficiency in Microsoft Office and loan management systems.
High attention to detail and strong documentation practices.


Experience


1–3 years of experience in microfinance, retail banking, or SME lending.
Proven track record in client acquisition, loan processing, and portfolio management.
Experience conducting financial assessments and preparing credit proposals.


Location Requirement


Must reside within the Ojodu, Ogba, Agege, or Ikeja axis of Lagos State.
Familiarity with the business landscape and client profiles in these areas is essential.


Other Requirements


High level of integrity, professionalism, and accountability.
Fluency in English and any relevant local languages.