Job Purpose


To develop and manage the Branch portfolio and to lead the branch effectively to ensure the achievement of assigned branch business objectives/targets for deposits, financing assets, cards and product sales targets, profitability objectives, and implementation of superior customer service culture and standards, while adhering to Banks policies and guidelines.


Key... Responsibilities


Cascade the sales targets assigned by the Head of Distribution and branches, or in his absence, by CEO/Managing Director to branch staff. Identify and implement action plans and regularly track and review performance to ensure the achievement of the set targets and business growth objectives cascaded down by the Head of Distribution and Branches, or in his absence, by the CEO/Managing Director. Meet regularly with the branch customers including important/ high net worth customers to assist in the growth of business Manage the product portfolio of each line of products and control the cost and profitability of the branch.


Customer Service


Maintain high levels of customer service in all front office functions such as Cash Management, Remittances, drafts, Account opening/ inquiry & maintenance, sales and after sales by efficiently abiding to the process and by reducing customer waiting time and service time. Promote a high level of customer service culture among the branch staff for potential acquisitions.


Service Quality & Business Operations Control


Attend all audit requirements and strive to have a null /low risk audit rating and ensure that all the branch operations are in accordance with the established Bank’s policies, operating manuals, service quality standards and code of conduct for smooth workflow, high service quality, and low level of operational risk and report any deviation to the management. To maintain a low risk level of cash difference by following diligently the process set by maintaining detailed accounting records of daily cash flow as well as regular review of daily MIS reports, checking notes, denominations & security items in order to ensure accurate delivery of cash to customers. Monitor continuous customer complaints and mystery shopping results and recommend necessary measures and initiatives to improve the score and to ensure high customer satisfaction. To ensure a high level of safety & security measures are in place as well as to maintain proper communication with the police department whenever it is required.


Internal Process


To lead any branch projects (Service Quality Programs, Process changes, sales… etc.) and support the launch of new products and services as per the consumer banking business plan. To maintain an accurate archives file for all branch transaction records, vouchers, stationary reports. Follow up on various cases with all the concerned stakeholders such as customers, internal Bank’s departments to ensure 100% closing mandates.


Training & Development


Analyze the training and development needs of staff and nominate them for an appropriate training course to close the skill gaps and ensure that all staff are well trained and fully aware of the bank’s products and services, policies and procedures. Build and maintain effective communication skills with branch’s staff by conducting regular staff meetings and discussions to have a high level of staff engagement and Job satisfaction. To ensure proper staff management in terms of annual leave, performance appraisal, two days off as well as to ensure proper resources allocation to meet the branch’s business requirements.


Job Specification


Education    Bachelor’s degree from a recognized university Master’s degree will be an advantage.
Training / Skills    General Banking knowledge Local and/or international Market knowledge Computer skills Accounting & Financial capability
Work Experience    Minimum 4 Years in a similar role Must have worked in the coastal region in a similar role Experience in a Sharia compliant Bank will be an added advantage
Competencies    Analytical Thinking Coaching and Mentoring Communication Skills Flexibility Leadership Liaison Skills Planning & Organizing Relationship Management Banking Services Sharia Foundations & principles of Islamic finance more

Job Purpose


To develop and manage the Branch portfolio and to lead the branch effectively to ensure the achievement of assigned branch business objectives/targets for deposits, financing assets, cards and product sales targets, profitability objectives, and implementation of superior customer service culture and standards, while adhering to Banks policies and guidelines.


Key... Responsibilities


Cascade the sales targets assigned by the Head of Distribution and branches, or in his absence, by CEO/Managing Director to branch staff. Identify and implement action plans and regularly track and review performance to ensure the achievement of the set targets and business growth objectives cascaded down by the Head of Distribution and Branches, or in his absence, by the CEO/Managing Director. Meet regularly with the branch customers including important/ high net worth customers to assist in the growth of business Manage the product portfolio of each line of products and control the cost and profitability of the branch.


Customer Service


Maintain high levels of customer service in all front office functions such as Cash Management, Remittances, drafts, Account opening/ inquiry & maintenance, sales and after sales by efficiently abiding to the process and by reducing customer waiting time and service time. Promote a high level of customer service culture among the branch staff for potential acquisitions.


Service Quality & Business Operations Control


Attend all audit requirements and strive to have a null /low risk audit rating and ensure that all the branch operations are in accordance with the established Bank’s policies, operating manuals, service quality standards and code of conduct for smooth workflow, high service quality, and low level of operational risk and report any deviation to the management. To maintain a low risk level of cash difference by following diligently the process set by maintaining detailed accounting records of daily cash flow as well as regular review of daily MIS reports, checking notes, denominations & security items in order to ensure accurate delivery of cash to customers. Monitor continuous customer complaints and mystery shopping results and recommend necessary measures and initiatives to improve the score and to ensure high customer satisfaction. To ensure a high level of safety & security measures are in place as well as to maintain proper communication with the police department whenever it is required.


Internal Process


To lead any branch projects (Service Quality Programs, Process changes, sales… etc.) and support the launch of new products and services as per the consumer banking business plan. To maintain an accurate archives file for all branch transaction records, vouchers, stationary reports. Follow up on various cases with all the concerned stakeholders such as customers, internal Bank’s departments to ensure 100% closing mandates.


Training & Development


Analyze the training and development needs of staff and nominate them for an appropriate training course to close the skill gaps and ensure that all staff are well trained and fully aware of the bank’s products and services, policies and procedures. Build and maintain effective communication skills with branch’s staff by conducting regular staff meetings and discussions to have a high level of staff engagement and Job satisfaction. To ensure proper staff management in terms of annual leave, performance appraisal, two days off as well as to ensure proper resources allocation to meet the branch’s business requirements.


Job Specification


Education    Bachelor’s degree from a recognized university Master’s degree will be an advantage.
Training / Skills    General Banking knowledge Local and/or international Market knowledge Computer skills Accounting & Financial capability
Work Experience    Minimum 4 Years in a similar role Must have worked in the coastal region in a similar role Experience in a Sharia compliant Bank will be an added advantage
Competencies    Analytical Thinking Coaching and Mentoring Communication Skills Flexibility Leadership Liaison Skills Planning & Organizing Relationship Management Banking Services Sharia Foundations & principles of Islamic finance more

Job Purpose

To maximize availability, performance tuning, minimize downtime, regular backups of production databases and supporting production, development, and testing Database Systems, implementation and release of database changes

Key Responsibilities


Identifying and resolving complex SQL server problems in large banking environments.
Working on implementation of new technology... and improving database performance
Engaging vendor support as required to resolve complex issues
Analyzing and improving database performance for key processes.
Creating a knowledge base with best practices and training to be available in a standard format to the ICT team.
Daily refresh of report database and support for reports creation on the reporting platform for business.
Enhance, improve & implement Oracle Disaster Recovery solutions including designing, configuring and supporting existing environment.
Ensuring sufficient storage is available and allocation when required.
Providing necessary information and enforcing closure of audit, change management and compliance issues.
Support for new ongoing project development, testing and deployment.
Carry out security updates / vulnerability management / security fixes processes on the databases regularly
To provide support to design, plan & implement Disaster Recovery (DR) for Business-critical SQL Servers
Testing of new fixes / patches / upgrades onto applications / participating in maintenance / upgrade activities with following the change process.
To provide supporting role to DBA by:
Resolving or fixing known issues with the help of documents or online/offline help.
Performing database monitoring and taking needed corrective actions as per documentation.
Service management (starting or stopping database and relevant services).
To provide adhoc support for oracle database related tasks.


Job Requirements


Bachelor of Engineering / Information Science and Engineering or equivalent
Minimum 4 years of hands-on experience in a similar role
Microsoft Certified Professional, ITIL Certified.
Ability to resolve issues by minimizing downtime.
Able to offer real-time solutions to problems
Assertive and flexibility to adapt to change
Team player and a great collaborator who works well in a team set up
Database Management skills and process Management skills.
Knowledge of Islamic Banking principles and Sharia laws
Ability to perform the root cause analysis of re occurring issues and resolving the issue from root. more

Job Purpose

To increase Trade Finance incomes and business volumes through effective management of the trade finance customers while ensuring compliance with all internal procedures and operational controls across a spectrum of sectors

Key Responsibilities


Drive the growth of Trade Finance incomes, business volumes and manage assigned portfolios, from the process of deal origination,... structuring, credit approval, contracting and placement to ensure that the process is finalized within optimal time.
Developing the bank’s trade finance strategy, products and plans while continuously reviewing performance against targets.
Prospect for new to bank clients in conjunction with Relationship Managers and offer innovative and customized solutions. Marketing and selling trade finance products through branches and the commercial center.
Ensure strong cross-selling of existing and new products to existing and new clients; by providing technical product expertise and conducting joint calls, and in this process, maintain effective liaison with all relevant business units in the bank.
Establish and maintain ties with market participants including international banks, financial institutions, trade finance intermediaries and corporates.
Organize/Participate in Trade Finance forums for customers both internal and external for establishing market presence with emphasis on broadening the scope of the Trade finance offering
Provide Client advisory services on Trade finance products, solutions, transactions and services to the relevant stakeholders across the Bank.
Monitoring the market, industry trends, competitors to collate information on trade finance trends for purposes of business acquisition, product development
Ensuring compliance with both internal and external regulatory requirements
Initiate DIB group relationships in key markets hence driving Kenya’s import and export trade.
Market and grow Trade Finance business emanating from Financial Institutions in Kenya and the Region.
Actively support product development and sales initiatives by Relationship Managers and Branch Managers to sustain the Banks market share in Trade finance business.
Ensure adherence to SLAs with relevant business units.
Achieving and maintaining the position of leading Trade Finance Bank in Kenya among all banks through continuous innovation of new products as well as delivery of high-quality customer service.


Job Specification

Education


Bachelor’s degree from a recognized university
Training / Skills
Strong analytical and interpersonal skills
In depth knowledge of trade finance, corporate banking products and DIB strategy & policies.


Work Experience


5-6years of Commercial Banking experience, of which at least 4 years of Product Development in Trade Finance is a must.


Competencies


Effective leadership, decision-making and team building skills
Ability to work in cross-cultural environment
Strong analytical and interpersonal skills
Strong knowledge of trade finance, local corporate banking market and vision about future direction and market sensitives more

Job Purpose

To manage assigned IT projects to ensure timely completion of Projects Initiatives / Tasks within approved budget.

Key Responsibilities


To conceive, lead, manage, plan, coordinate and facilitate implementation of multiple initiatives related to enhancement of the Banks information systems and processes.
To apply project management knowledge, technical & interpersonal... skills and project management tools and techniques to meet the project requirements. 
To manage the overall Project and its activities and ensure that resources are available and channelled to produce the planned deliverables on time and within the approved budget.
To assist the reporting Manager in performing administrative and supervisory duties relating to the unit.
To communicate regularly with the reporting Manager regarding status of current project initiatives and/or on the tasks assigned.
To provide input to the Project Sponsor and Management on matters related to the Projects.
To prepare, provide and maintain management reports as required by management.
To provide adequate support, guidance & motivation to his team members.
The project Manager is responsible for the proper handover to the respective unit on the successful completion of the projects.
To comply with policies & procedures of IT Dept & the Bank
Responsible for providing audit input requirements, close all assigned audit observations and provide closing evidence related to your area to IT-QA team or Audit team in a timely manner.


Job Requirements


Minimum bachelor’s degree in IT / Business
Master’s degree will be an advantage
Project Mgmt. skills
Knowledge of process
Technical Skills
ITIL Foundation
Min 6 years in Information Technology
Must have hands on experience in implementing banking applications
Planning and Organizing
Relationship Management
Leadership
Innovative Thinking
Communication Skills more

Job Purpose

Responsible for the management, and optimization of the organization’s IT infrastructure. This includes servers, virtualization platforms, storage systems, backups, and data replication across production and disaster recovery sites. The role ensures high availability, reliability, and security of systems to support business continuity, innovation, and compliance with internal and... regulatory standards.

Key Responsibilities


Install, configure, and support physical and virtual server infrastructure (Windows and Linux).
Manage DELL SAN Storage systems including EMC VNX and PowerStore.
Oversee vMware-based environments and blade server enclosures (e.g., HP c7000, Synergy).
Administer and support backup solutions such as EMC Networker and EMC Data Domain.
Maintain Data Replication solutions and conduct regular DR drills.
Lead full failover exercises for critical systems from Production to DR sites.
Ensure systems adhere to information security standards and audit requirements.
Monitor systems performance and availability.
Optimize infrastructure resources for performance, reliability, and cost efficiency.
Provide technical guidance in cross-functional teams for system migrations and deployments.
Develop and maintain detailed infrastructure documentation and SOPs.
Manage operations of Data Centers including environment controls.


Job Requirements


Bachelors of IT / Diploma in IT or equivalent
Responsible for supporting the IT Infrastructure with agreed timelines
Responsible for maintaining and managing servers
Responsible for addressing technical issues and provide IT solutions for smooth functioning of business.
VMware Certified Professional (VCP)
EMC Implementation Engineer certification
Microsoft Certified Systems Engineer/Administrator
Red Hat Certified Engineer/System Administrator
Minimum of 5 years of experience in IT infrastructure management.
Demonstrated experience with enterprise storage systems, preferably DELL EMC technologies.
Strong experience with virtualization technologies, particularly VMware
Experience with data protection and disaster recovery implementation
Experience with Windows Server and Linux Operating systems
Proven experience in managing mission-critical systems in a complex environment
Problem Solving and assertive
Flexible, with ability to adapt to change
Work well in a team environment more

Job Purpose  
Overall responsibility for all financial accounting, regulatory compliance as well as liaison with internal and external auditors and Bank examiners. Responsible for the planning and budgeting process for the Bank as well as periodic monitoring of performance against set targets, and control environments. The role assists the Head of Finance in delivery of key responsibilities such... as strategy setting, monitoring and follow up. Responsible for driving financial results by partnering with the businesses through periodic performance reviews, help set targets and forecasts. Responsible for Management Information Systems to deliver detailed reports and analysis of the performance of business segments, branches, relationship management and distribution channels. Also responsible for driving cost and revenue optimization and analysis. 
Key Responsibilities 
Financial and Regulatory Reporting 

Technical and managerial support in respect of the Bank to the Head of Finance as well as to the Group Finance Function in Dubai. 
Keep senior management informed of all new accounting policies and procedures and reporting rules and regulations and their implications. 
Responsible for the preparing quarterly and year end statutory accounts and statutory audit. 
Responsible for the preparation of Financial Accounts for management review, Group reporting and production of Board papers. 
Serve as a focal point of accounting and aid with interpretation of financial data. 
Provide management support in the development of the strategic operating plan by analysis of the business drivers for both revenue and expenses. 
Develop strategic financial procedures to provide the basis for management decisions and control and maintain integrity of accounting practices, reporting and disclosure. 
Collation and preparation of the budgets at organization level and breaking it down to business segments, products, cost centers and operating units. 
Participate in the research and analysis of proposed and existing business transactions to determine impact on profitability. 
Support business mission proactively while providing independent judgment necessary to meet corporate objectives and policies. 
Anticipate changes in economic and business climate; analyze implications of changes in relation to the business. 

Management Reports 

Coordinates the preparation of Management accounts and reporting including Cost allocation, Funds Transfer Pricing engines at granular levels to enable the production of Scorecards and Dashboards, Business MIS, Business segment / product and customer profitability reports and other cube reports for Corporate Bank, Retail Bank and Treasury segments

Control environment 

Internal financial controls and policies, standards & procedures, General Ledger standards and controls, Contribute to Risk Management – Market Risk, Credit Risk, and Operational Risk. Financial data processing – integrity, accuracy, sufficiency, Systems security, Department Operating Instructions and process flows, Key Control Standards, Key control Self-Assessment, Key Risk Indicators, systems logical access control 

Capital planning and investor relations 

Capital structure planning and management. Build strong relations with institutional and private investors for Tier I and Tier II capital. 

Relationship Management 

Contact person for relationship management with regulators, central banks, tax authorities, external auditors, business managers and support functions 

Strategy and Planning  

Responsible for supporting the Head of Finance in delivering the Banks strategy 
Put in place mechanism for monitoring progress to strategic retention of staff 
Support HR in performance management by alignment of Balance Score Card to the Bank’s strategic intent 

Education and Professional Qualification Requirements 

University Degree in Finance, Accounting or Business Studies. 
Fully qualified Certified Public or Chartered Accountant or similar qualification. 
Master’s degree in finance, Accounting, or Strategy or Business Studies is and added advantage 

Skills and Competencies 

Excellent interpersonal skills and good verbal and written communication skills. 
Excellent analytical thinking with integration skills to increase the effective use of Management data. 
Excellent numerical skills. 
Good computer skills, especially MS Excel. 
Negotiation and presentation skills. 
Creative, with initiative, flexible and able to work under pressure. 
Strategic Planning skills 
Strong decision-making ability is required on the application of local regulations and bank policies.  
Interpretation and application of IFRS and IAS 

Work Experience & Other Requirements  

Minimum 7 years post qualification experience in an accounting or audit environment in a Financial Institution of which 3 years must be at Senior management level. more

Job Purpose 
The incumbent will be charged with accounts payables & requisition management, project accounting, fixed assets and the management of the fixed assets register, cost control and driving cost management culture, tax payments, cross border recharges. Additionally, he/she will be cross checking the internal financial controls and policies, standards & procedures, while ensuring General... Ledger standards and controls, financial data processing are as er the requirements.
Key Responsibilities 

Oversee that Accounts Payable function for procurement and suppliers is carried out efficiently and in a controlled manner. Enforce the Expense Management Guidelines for proper cost control.
Reconciliations and or substantiation for GL accounts are reviewed on a period basis, timelines and in the manner set out in the control guidelines. To include reconciliation schedules, backup evidence, quality and ageing analysis.
Reviewing, monitoring and correcting accounts with ‘unnatural’ balances (asset accounts in credit and liability accounts in debit) at TB and Departmental levels.
Review GLs for outstanding items and on a regular basis make adequate accruals and provisions as per accounting standards.
Escalate any reconciliation issues in line with the Escalation procedures and promptly clear all reconciliation issues with utmost diligence and seriousness.
Ensure adequate provisions / write-offs must be created / made as required. In such cases, the appropriate approval procedures must be followed in line with the Delegation of Authority.
Reconciliation and substantiation of amounts due to and due From DIB Group affiliates including cross boarder recharges.
WIP monitoring, analysing, accounting, and reporting on project spend and explanations for any variances.
Ensure that costs are recorded against the correct cost centre and account line and that prepayments and accruals are properly recorded, monitored, and cleared.
Ensure that all assets are capitalized in accordance with approval limits and that capitalizations are done on a timely basis.
Ensure that costs are recorded against the correct cost centre and account line and that prepayments and accruals are properly recorded, monitored, and cleared.
Monitor and review the branch expenses through petty cash process and ensure that the branches get approvals for any variations.
Any other responsibility that will be assigned from time to time by line manager.

Job Specification 

Minimum bachelor’s degree preferably in accounting, finance, or business administration from a recognized institution.
Fully qualified Certified Public or Chartered Accountant or similar qualification.
Accounting & financial reporting skills.
Financial statements analysis skills.
Knowledge of Bank’s operations.
Good knowledge of sharia compliant banking operational processes will be an added advantage more

Job Purpose 
The incumbent will be responsible for managing and executing the bank’s tax reporting processes. Your role will involve ensuring accurate and timely tax reporting, compliance with tax laws, and minimizing tax-related risks. The ideal candidate is detail-oriented, well-versed in tax regulations, and capable of managing complex financial data.
Key Responsibilities 

Review all tax... schedules and tax returns for submission to Tax Authorities.
Maintain the required tax regulations, coordinate preparation and review of all tax returns within the Bank’s guidelines.
Preparation of monthly, semi-annual, and annual corporate and deferred tax computations for the Bank.
Tax health checks for outstations and subsidiaries to ensure tax compliance with the Tax authorities, regulatory bodies in the banking industry.
Supporting with matters relating to tax administration and compliance including daily monitoring of transactions, review for accuracy and completeness of tax deducted and timely remittance of tax.
Reconciliation of Tax accounts and analysis of tax risks for necessary provisions to be made.
Identify, lodge, and follow up tax refund claims with tax authorities and fast track the refunds to improve the Company cash flows.
Identify and lobby for tax law amendments and exemptions with the various Jurisdictions to reduce the cost for the Bank.
Monitor markets and pre-empt risks for both the Bank and the client with timely identification of potential problem accounts and formulating appropriate risk mitigating strategies.
Ensure the Bank’s iTax ledger is clean through proactive follow up with the regulator on any legacy transactions outstanding.
Ensure iTax ledger is updated with all transactions.
Confirm the accuracy of records and documents related to tax reporting and preparation.
Conduct research on tax compliance issues at the local and national levels and advise management.
Any other duties as may be assigned by the line manager from time to time.

Job Specification 

Minimum bachelor’s degree preferably in accounting, finance, or business administration from a recognized institution.
Fully qualified Certified Public or Chartered Accountant or similar qualification.
Minimum of 4 years of experience with proven track record as a tax specialist or analyst.
Extensive knowledge of accounting methods, tax laws, and audits.
Excellent analytical and problem-solving skills.
Proficiency with relevant accounting software.
Good knowledge of sharia compliant banking operational processes will be an added advantage. more

Job Purpose 
As an Accountant in the GL Control & Group Reporting department, you will play a crucial role in ensuring the accuracy and compliance of financial data for our bank. You will be responsible for maintaining the General Ledger, monitoring financial transactions, and assisting in the preparation of reports for group reporting in liaison with the Senior Manager – Financial Control. The... ideal candidate is organized, analytical, and capable of handling financial data with precision.
Key Responsibilities 

Maintain and reconcile the General Ledger accounts on a regular basis.
Ensure the integrity and accuracy of financial data.
Review and post journal entries to accurately reflect financial transactions.
Assist in the preparation of financial reports for group reporting purposes whilst ensuring compliance with group reporting standards and regulations.
Collaborate with other departments to gather financial data and information.
Perform variance analysis to identify and investigate discrepancies in financial data.
Assist in financial forecasting and budgeting processes.
Ensure all financial transactions and records adhere to relevant accounting standards and regulations.
Maintain organized and complete financial records and documentation.
Provide support during internal and external audits by providing necessary documentation and explanations.
Work with the Accountant – Financial Operation to ensure improved efficiency on accounts payables.
Any other duties as may be assigned by the line manager from time to time.

Job Specification 

Minimum bachelor’s degree preferably in accounting, finance or business administration from a recognized institution.
Fully qualified Certified Public or Chartered Accountant or similar qualification.
Minimum of 5 years of experience in General Ledger accounting in a financial institution. Extensive knowledge of accounting methods, tax laws, and audits.
Excellent analytical and problem-solving skills.
Proficiency with relevant accounting software.
Good knowledge of sharia compliant banking operational processes will be an added advantage. more

Key Responsibilities

Customer Feedback/Complaints Management monitoring and tracking to check adherence to  service standards and compliance to the Consumer Protection Policy. 
Create and implement feedback systems to check on service quality.
Take charge of scripting and conducting surveys through the various channels available in the ... Bank, including telephone calls, online web-based tools, social media, SMSs, amongst others. 
Continuously identify customer pain points and propose processes improvement to improve on ‘first line’ resolution of customer queries. 
Work hand in hand with the Contact Centre Operations team on the contact centre process formulation and improvement. 
Monitor adherence to service standards and business SLAs. 
Monitoring random customer interactions across various channels & rate service quality. 
Compile service performance statistics across various customer touch points and channels. 
Forecasting and analysing data on a daily, weekly, and monthly basis for reporting and decision making. 
Charged with identifying training needs for all customer service touch points. 
Compiling the Quarterly Complaints Report for submission to CBK.  
Liaise with other departments and prepare communication content on product information, updates, and business changes to the Contact Centre & Branch Customer Service teams in a timely manner. 
Any other task as may be assigned by the line Manager.  

Job Specification:

Minimum bachelor’s degree in Business related field from a recognized university. 
Professional qualifications in quality Assurance will be an added advantage. 
Minimum 3 years’ experience in contact centre/customer experience preferably in banking  industry 
Good Statistical analysis and reporting skills 
Good Communication and Presentation skills 
Good knowledge of Islamic banking operational process. more

Key Responsibilities

Develop and or establish Compliance framework comprising of Charter, Policies & Procedures.
Establish a risk-based Compliance Program to identify, measure and assess Compliance risks in Products, activities & processes of the Bank in accordance with the compliance risk management framework
Ensure adequacy, effectiveness & efficiency of Compliance functions & Compliance... Controls (i.e., Regulatory Compliance, Data Privacy/Protection, Financial Security, Market abuse, Suitability, Deontology, Conflict of Interest etc.) in accordance with regulatory & policy requirements.
Cause to increase Compliance knowledge of the organization through training and awareness programs..
Report material findings, anomalies & recommendations pertaining to compliance risk related issues to senior management and Board Members..
Have oversight of all compliance monitoring activities.
Serve as the point of contact/liaison between the Bank, Regulators, and relevant external parties on compliance related matters/queries.
Provide guidance & advice to relevant functions within the Bank towards strengthening regulatory compliance and mitigating Compliance risks.
Ensure participation in relevant committees, reviews, and preliminary investigations to consider & highlight Compliance issues/ risks and make recommendations for enhancing compliance controls.
Procure tools & systems as required for management of compliance risk.

Job Specification:

Minimum bachelor’s degree in Business or Accounting from a recognized university.
Professional qualifications in Risk & Control professions, i.e., Audit, Compliance, Risk Management etc.
Minimum of 10 years in Risk & Control professions, i.e., Audit, Compliance, Risk Management
Awareness and knowledge of Audit, Risk Management, Data privacy/Protection, Governance & or Compliance in a banking environment.
Analytical, Communication & Negotiation skills, Presentation skills
Good knowledge of Islamic banking operational process. more

Key Responsibilities

Management of the Market and Liquidity Risk function. 
Assisting in the planning and implementation of the liquidity risk, market Risk and Profit Rate Risk in the Banking Book policies, Enterprise Risk Management Framework and ensuring compliance by the different bus... ness units. 
Participating in preparation of reports for the different committees.
Assisting in the liquidity, and market risk quantification under the ICAAP process. 
Overseeing the daily capturing, monitoring, controlling, and reporting of the Bank’s market and liquidity risks and ensuring these are reported accurately. 
Ensuring detailed understanding of all P&L and risk drivers and ensuring compliance levels against established risk appetite. 
Suggesting, developing, and implementing measures leading to a better risk 
management framework and improvement of internal controls. 
Ensuring adequate limits (VaR, sensitivities, stress testing) and risk 
framework are in place aligning with the Bank’s overall risk appetite and desk mandates. 
Work closely with the Front Office and Back Office Operations to ensure key risk issues are highlighted and addressed prior to introduction of new products. 
Recommending market risk limits (dealer limits, exposure limits etc.) in line with the approved market risk appetite of the Bank. 
Gaining an understanding of the trading environment in which the different desks operate, including the trading strategies, products, markets, and liquidity and discussing and challenging the hedging strategies. 
Investigating and explaining changes in the Trading Book Regulatory Capital. 
Monitoring Counterparty Credit Risk in the Trading book and developingbasic metrics used to capture and manage it (e.g., Expected Positive Exposure, Potential Future Exposure). 
Development of comprehensive stress test scenarios covering key market and Liquidity risks in the trading environment and ensuring periodic stresstests are done in line with regulatory requirements and for management decision purposes. 
Responsible for the overall implementation of the Liquidity risk management framework in liaison with Treasury. 

Job Specification: Education:

Bachelor’s Degree in Economics, Finance, Mathematics, Actuarial Science
Certified Public Accountant (K) or its equivalent 
Postgraduate qualifications such as CFA and MBA will be an added  advantage 

Training/Skills

Accounting & Financial Capability; 
Banking Operations, 
Treasury Front/ Back office,
Products & Processes Knowledge & Skills;
 Relevant Product

Work Experience :


Minimum of five (5) years’ experience in a financial institution handling Market and Liquidity Risk. 


Competencies:

Leadership
Coaching & Mentoring
Quantitative
Analytical Thinking
Innovative Thinking
Planning & Organizing
Team Orientation; Initiative
Communication Skills more