Job Summary


To underwrite loan applications and ensure adherence to all-risk policies and procedures in the lending process.


Job Details


Completes a thorough, in-depth analysis of new credit requests, credit change requests, renewals and annual relationship reviews. 
Delivers meaningful, detailed credit analysis while providing efficient, timely service to loan... officers. 
Prepares reports, summaries and opinions for lenders on new, renewal and existing loans.
Maintains an excellent working knowledge of the lending policies and procedures and identifies exceptions to policy.
Develop and execute Credit Risk Reporting, including coordination of such reporting and execution of subsequent actions.


Requirements


A Bachelor’s Degree in Finance/Banking/Economics/Accounting or other equivalent financial qualification.
At least 3 years post qualification experience preferably in a financial institution.
Knowledge of economic and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data.
Good knowledge of Asset and Sales Financing products and operations
Knowledge of credit policies and standards and lending and lending policies and procedures. 
Must be able to understand financial data (Balance Sheets, Income Statements, Cash Flow Statements, Financial Ratios, etc.) and apply those skills as they pertain to the loan underwriting process.
Strong analytical and quantitative skills. 
Ability to analyse information and evaluate results to choose the best solution and solve problems. 
 Ability to utilise relevant information and individual judgment to determine whether events or processes comply with laws, regulations or standards. 
Ability to build strong relationships with team members, company management and clients. 
Ability to interact with people from different cultures and countries. 
Strong interpersonal and communication skills, both verbal and written. 
Accuracy, superior attention to detail and excellent follow through. more

Job Summary


The incumbent is responsible for implementing and executing strategic marketing plans to attract potential customers and retain existing ones at the country level.


Job Details


Ensures implementation of solutions for Channels in the local market, e.g. Agency Banking, Cards, USSD, Internet Banking, Mobile Banking Portfolio
Develops the marketing strategy in line with... country objectives.
Co-ordinates marketing campaigns and sales activities.
Oversees the country’s marketing budget.
Creates all marketing material in line with marketing plans for promotional campaigns
Manages Letshego’s brand management and corporate identity at country level.
Monitors marketing communication effectiveness
Drives the implementation of new product launch.
Identifies potential strategic partner relationships with relevant stakeholders. 


Requirements

Education    


University degree in Business Administration, Economics, Marketing or Communications.


 Experience     


A minimum of 7 years successful experience in a marketing/sales function within the financial services/retail or banking.
Experience in working with and delivering results through various channels, including both face-to-face and electronic media interactions. 


 Certifications     

 Knowledge    


Knowledge in Sales and Marketing
Creativity experience in designing marketing plans and coordinate marketing budgets 
Brand strategy, advertising and promotion, digital marketing.


Skills    


Outstanding organizational skills, excellent verbal and written communications.
Strong interpersonal skills, ability to communicate and interact on behalf of country team 
Proactive and initiative-taking when completing tasks. more

Job Summary


To provide executive assistant support to the LKL CEO & executive team.


Job Details


Proactively spots opportunities to add internal and external meetings; interviews, staff meetings, follow up
Assists with scheduling for complex projects as requested by the Executive Team and/or project teams
Acts as gate-keeper, managing their time and workload to enable them to... carry out their role and deliver their goals
Manages and maintains calendars; take a proactive forward planning approach to diary management
Keeps ahead of potential scheduling conflicts; using initiative to find solutions and communicate changes in a timely manner
Builds strong relationships across the organisation with internal and external stakeholders
Acts as go-to point of contact for all internal and external communications; fielding emails and messages and managing correspondence as appropriate
Coordinates all travel arrangements; this includes but is not limited to itineraries, flight check-in, transportation to and from airport, etc.
Drafts sensitive correspondence and documents for and on behalf of the Executive Team.
Participates in preparation for key meetings, preparing papers and taking minutes and following up actions as required
Manages and drives multiple projects and priorities at once, including off-sites and large scale events
Process expenses and card returns
Work as part of the Executive Assistance function; collaborating with EA’s across the organisation to share best practice


Requirements


Bachelor’s degree in any field
At least 7 years' supporting C-level executives.
Previous EA experience is essential
Experience in Financial Services sector
Prior experience supporting a C-Suite executive or senior leader
Knowledge of office management systems and procedures 
Knowledge of CRM systems (Microsoft Dynamics), a plus 
Proficient using MS Office (Outlook, Word, Excel, & PowerPoint)
Strong attention to detail, highly motivated
Able to exercise good judgement in a variety of situations
Problem solving – able to work with other teams and staff members effectively to reach a viable solution and goal
Strong service focus – dedicated to meeting the expectations of all staff through securing effective relationships with clients and executing deliverables to the highest standards.
Excellent communicator and negotiator – able to deal effectively with people at all levels across a multicultural environment
Ability to maintain and respect confidentiality
Ability to think strategically and contribute to development of departmental model
Ability to manage a heavy work volume and meet deadlines in an extremely fast paced environment
Ability to undertake projects and produce quality and timely results
Ability to juggle several tasks at once, to prioritize and manage own time more

Job Summary

The role holder will play a crucial role in ensuring that our check off and SME lending staff are equipped with the knowledge and skills necessary to effectively manage and disburse checkoff and SME Loans. He/She should be responsible for designing, delivering and evaluation training programs that align with our organizational objectives and regulatory requirements.

Job... Details
Critical deliverables

Training Completion Rate: The percentage of employees who complete assigned training programs.
Training Satisfaction Ratings: Feedback from employees on the quality, relevance, and effectiveness of training programs.
Training-Related Costs: Total costs associated with training programs, including instructor fees, materials, and technology.
Training ROI: The return on investment for training programs, measured by the impact on employee performance, productivity, and business outcomes.
Time to Proficiency: The average time it takes employees to achieve proficiency in new skills or knowledge acquired through training.

Requirements
Education

Bachelor’s degree in Human Resources/ Education, Business Administration or similar field

Experience 

At least 5 years’ experience in adult learning theory and instructional design principles.
Knowledge of performance management and talent development processes in a competitive Sales environment Experience in driving lending products/ processes training initiatives end-to-end 
 CertificationsSales Certification

Knowledge & Skills

Needs Assessment: Conduct regular needs assessments to identify training gaps and opportunities within the checkoff and SME loans departments.
Training Program Development: Develop, design, and implement comprehensive training programs covering topics such as loan processing, underwriting, risk assessment, compliance, and customer service.
Curriculum Development: Create and maintain a comprehensive training curriculum, ensuring it is up-to-date, relevant, and aligned with industry best practices.
Training Delivery: Deliver training sessions effectively, utilizing a variety of instructional methods and technologies.
Performance Measurement: Track and measure the effectiveness of training programs, analysing outcomes and making recommendations for improvement.
Compliance Training: Ensure that staff members receive adequate training on relevant compliance regulations and industry standards.
Stakeholder Management: Collaborate with department heads and managers to identify training needs and ensure alignment with business
Excellent creative and strategic problem solving skills (i.e. problem definition & structuring, analysis definition, insight generation & recommendation generation)
Excellent communication skills especially with top management and other stakeholders
Ability to drive the execution of new products, from inception to implementation
Strong negotiation and Presentation skills more

Job Summary
To be responsible for overseeing the smooth day-to-day operations at the branch, ensuring quality operations related to sales, approval, disbursement and collection of loans
Job Details
Critical Deliverables /Core Accountabilities and Responsibilities

Formulates and aligns the branch business strategy to the Country's strategic plan.
Responsible and accountable for the... day-to-day running of all branch operations, including managing operational risk and credit risk.
Ensures all internal policies, standards and procedures are adhered to by all branch staff.
Ensures the achievement of the Country's budgets, portfolio targets and strategic plans
Recommend developing operational policies, procedures, and products and services according to market requirements; stay up to date on relevant market developments and trends.
Ensure world class customer service.
Prepares and submits monthly pay-outs reports to Head Office for budgeting monitoring.
Maintain a positive relationship with relevant stakeholders.
Strong Analytical Skills
Proven Experience in consumer/Deduction at Source solutions
Strong Negotiator with demonstrated ability to close deals
Ability to Establish and implement systems for ensuring timely and efficient follow-up
Understanding of the market and demonstrated ability to convert the knowledge into business.
Fostering Clients Relationship -Apply best-supported methods for establishing rapport with specific clients 
Business acumen-Leverage own organization’s core values, goals and objectives in the creation of solutions
People Management- Creates a positive environment that fosters acceptance and tolerance, and in which all employees work hard, contribute ideas and feel free to ask for help

Requirements
Education

Degree in Business Management or related field

Experience 

At least 5 years working experience in a financial Institution at managerial level

Knowledge

Understanding of operations policies and procedures.
Customer Service Management

Skills

Open minded person with solid management and team working skill set
Good organizational, leadership, supervisory and negotiation skills
Demonstrated integrity and ethical standards
Experience monitoring marketplace to identify business opportunities
Effective listening, communication (verbal and written)
Sound business sense, entrepreneurial thinking, and multi-functional understanding. more

Job Summary
The role of the Regional Collections & Recoveries officer is to drive the implementation of productive and effective recoveries & collections measures, processes and systems by ensuring the approach maximises recoveries, write-off management, blacklisting of accounts, and managing arrears recoveries.
Responsibilities
Critical Deliverables /Core Accountabilities and... Responsibilities

Ensures effective implementation of credit policy and external regulations relating to arrears recoveries, including engagement of internal/external tracers, debt collectors, and loan rescheduling and legal recoveries.
Ensure recovery through tracers (internal/external), through debt collectors, loan rescheduling and recoveries.
Facilitate arrears recoveries process to ensure they are maximized and addresses any shortfall promptly.
Facilitate issuing of past due to notices and demand notices for effectiveness.
Prepare monthly reports on recoveries rate.
Make and arrange collection schedule with the customer.
Contact customer via telephone, post and record all forms of correspondences to the clients for monitoring purposes in close collaboration with recovery department and legal department where necessary.
Ensure payments from defaulted clients are collected promptly.
Ensure availability of client records.

Requirements
Education

Bachelor’s degree in Finance, Business, Economics, Accounting

Experience 

At least 4 years’ experience in collections and recoveries within Financial Services 

Certifications 
Knowledge

Understanding of the business drivers and the strategic direction the group and role of risk management in achieving objectives
Awareness of current industry threats, trends, technologies and issues that potentially affect organisation’s business
Knowledge of risk management best practices and how to implement them.
Knowledge of global operational risk management principles, practices and regulatory issues (Basel etc.)
Knowledge of Banking law, rules and regulations.
Hands on experience with collections and recoveries system

Skills

Ability to develop a good working relations with all team members for a smooth running of the business but at the same time must demonstrate the authority and courage to challenge the status quo when necessary more

Job Summary
To support in ensuring formulation and implementation of Letshego Kenya Limited’s finance strategy and provide value adding Business support to the Executive and the Board of Directors. Instrumental in the implementation of financial policies and procedures in country, Financial reporting, forecasting and budgeting and related aspects of the country.
Responsibilities

Provide... management support in the development of financial strategy for LKL by analysis of the business drivers for both revenue and expenses
Managing the financial planning process (budget, forecast) for the Country and anticipates information that decision makers will require given market trends and expectations.
Support the audit process through quick resolution of audit issues and provide outmost assistance to ensure clean audit report and a progressive minimization of internal control weaknesses 
Evaluating and advising on the impact of long range planning and reviewing of strategies and the regulatory implications.
Funding process for the country and ensures funding and liquidity gaps are in place to facilitate decision making on the type and nature of funding required.
Developing operating plans and financial budgets to support these plans.
Leading LKL’s finance team and managing the processes of financial forecasting, budgets and consolidation and reporting.
Ensuring credibility of the Finance and strategy function by providing timely and accurate analysis of budgets, financial trends and forecasts.
Taking a lead in preparation of financial management information and reports for the Board and management 
Taking a hands-on lead position of developing, implementing and maintaining a comprehensive product cost and profitability system.
Technical and managerial support in respect of the country to the Regional and Group Finance. 
Support business mission proactively while providing independent judgment necessary to meet corporate objectives and policies. 

Requirements
Education

Bachelor's degree in Accounting, Finance, or similar degree required

Experience 

Minimum of 7 years' experience in banks or financial institutions, preferably with experience specialized in financial management / treasury

Certifications

CA/ACCA/ACA or similar professional qualification essential

Knowledge

Hands-on experience and knowledge in finance operations

Skills

Knowledge of financial products and regulatory requirements related to liquidity risk Management / Capital Management
Strategic thinking and problem solving
Attention to accuracy and details
Ability to work to tight deadlines more