About

I am a highly dedicated finance and administrative officer with progressive career in the finance and project management field. I possess a bachelor’s degree in business Administration, finance option. I am an exceptional professional who understands how to Prospect and market all the company products, support implementation of marketing campaigns, identify new business opportunities, support community economic empowerment and value chain development. Leading and training marketing teams with a proven experience in check off and business loans. Delivery of desirable customer service and marketing plans and strategies. I am now seeking a position where my skills in administration, finance, sales and operations management will be utilized in performing my roles and achieving the organization’s objectives

Skills

  • Sales Management
    10
  • Financial Analysis
    10
  • Credit Risk Management
    9
  • Team management
    10
  • Portfolio Management
    10

Experience

Yabesh Ratemo Oyaro

Work experience
  • To provide administrative leadership to sales teams by managing their sales performance to meet country business targets.
  • Develop strategies to promote consumer lending team members adherence to company regulations and performance
  • Ensuring that all loan applications comply with product policies and criteria and exemptions if any are dully refered to the appropriate instances.
  • Vetting applications for completeness, uploading for processing and generating disbursement reports.
  • Generate and share comprehensive and detailed reports about branch and team performance
  • Recruitment, training and supervision of sales associates
  • Timely follow up for by products, posting and receipting payments
  • Product loan book quality, timely EMI) deduction booking at different government and non- governmental payroll centres
  • Timely dropped /FID/partial deductions follow up with specific employers and advise the business.
  • Market analysis, identifying new opportunities and proposing new MoUs to expand the business market.

Yabesh Ratemo Oyaro

Work experience
  • September, 2023 - October, 2024
  • Fulltime
  • Supervising a team of sales representatives who are responsible for marketing company products.
  • Assist in sales strategy development
  • Verification, vetting and compliance check of all submitted loans before processing.
  • Recruitment and training of sales workforce for the branch.
  • Maintain and developing existing / new relationships to optimize quality of service, business growth and customer satisfaction.
  • Supporting marketing activities and integrate personal sales efforts with other organized marketing activities like promotions, exhibitions and telemarketing.
  • Conducting regular trainings of respective teams to ensure sales officers are well equipped with necessary skills.
  • Carrying out regular appraisals of my team in line with the company’s set performance standards schedules.
  • Customer education and product sensitization campaigns

Yabesh Ratemo Oyaro

Work experience
  • RESPONSIBILITIES OF THE JOB
  • 1. Develop a sales strategy for the market that ensures attainment of set targets and profitability.
  • 2. Thorough verification, vetting and compliance check of potential clients before loan processing.
  • 3. Maintain and develop existing / new relationships to optimize quality of service , business growth and customer satisfaction
  • 4. Monitoring execution of action plans of sales team and daily supervision.
  • 5. Supporting marketing activities and integrate personal sales efforts with other organized marketing activities like prodigy launches ,promotions, exhibitions and telemarketing.
  • 6.Maintaining accurate records, generate timely and reliable reports and action appropriately.
  • 7. Ensuring appropriate stating, maintaining a disciplined team and ensuring effective staff development.
  • 8.Conducting regular trainings of respective team to ensure Sales officers are well equipped with necessary skills.
  • 9. Carrying out regular appraisals of my team in line with the company set performance standards me schedules.
  • 10. Recruitment and training of Sales workforce for the branch.
  • 11. Ensuring maintenance of high level on customer confidentiality, which includes handling customer data.
  • Skills: Financial Analysis · Business Analysis · Requirements Analysis · Sales · Team Management · Team Leadership · Retail Banking

Yabesh Ratemo Oyaro

Work experience
  • ROLES PERFORMED
  • 1. Reviewing loan requests
  • 2. Assessing clients' financial status
  • 3. Evaluating creditworthiness and risks
  • 4.Contacting clients to gather financial data and documentation
  • 5. Analyzing risk and approving or rejecting loan requests
  • 6.Calculating financial ratios.
  • 7. Maintaining updated records of loan applications.
  • 8. Follow up with clients about loan renewals, top ups and buy offs.
  • 9. Monitoring of existing loans.
  • 10. Opening new markets and identifying new uncontested markets for the product.
  • Skills: Credit Analysis · Customer Relationship Management (CRM) · Credit Risk Management · Market research and analysis · Business Analysis

Yabesh Ratemo Oyaro

Work experience
  • ROLES PERFORMED AND ACHIEVEMENTS
  • 1.Developing marketing strategies for new products
  • 2.Organizing promotional events and coordinating day-of deliveries and staffing.
  • 3. Leading and training a team of Marketing Associates
  • 4.Reviewing current marketing campaigns for weaknesses and developing solutions within budget constraints
  • Identifying potential new markets and creating a plan to enter the market
  • 5.Partnering with product development and buying teams to estimate product demand
  • 6. Keeping sales records and tracking individual product performance.
  • 7. Calculating profit ratios monthly, quarterly and yearly.

Yabesh Ratemo Oyaro

Work experience
  • Adolescent Sexual reproductive Health and Rights, Employability skills, academics, Leaderships and sports (SEALS) and Behavioural Change communication project Funded by DFID.
  • SCOPE OF WORK
  • 1. Strengthened county coordination mechanisms for harmonious your project implementation through organizing and facilitating county Technical working groups and stakeholders meetings.
  • 2.Led community conversations with parents, chiefs, CHVs and CHAs on beneficiaries' service uptake.
  • 3.Trained 200 parents and caregivers on parental -child communication
  • 4.Capacity built and supervised 100 TOTs (Kenya Methodist University Peer educators and life skills mentors ) to train and mentor high schools students on life skills and SRHR in the 20 project intervention schools.
  • 5. Reached 1000+ adolescents and young adults through thematic events and health outreach held.
  • 6. championed adherence to children safeguarding policy for the project.
  • 7. Report writing, documenting and dissemination of project's best learning practices.
  • Skills: Community Engagement · Report Writing · Interactive Storytelling · Training Facilitation · Safeguarding Children

Yabesh Ratemo Oyaro

Work experience
  • Adolescent Educational program dubbed JIELIMISHE aimed at mentoring students from ASAL regions on Exucation and life skills. Funded by UKAID
  • SCOPE OF THE WORK
  • 1. Recruiting, training and supervising university peer educators and mentors to train and mentor high school children on education and life skills.
  • 2. Conducting Behavioral communication and change groups (BCCGs) Targeting adolescents in the project's intervention schools and community.
  • 3. Report writing and documenting success stories from schools and mentees.
  • 4. Nurturing and training mentorship and pert counselling clubs in the 20 project intervention schools.
  • 5. Reached out to 2000+ students through weekly mentorship programs on career guidance, SRHR and life skills.
  • 6. Trained and supervised over 200 peer educators.
  • Skills: Youth Mentoring · Peer Education · Team Building · Mental Health Counseling · Interactive Storytelling

Yabesh Ratemo Oyaro

Education

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