About

To seek middle to senior executive level management position in a challenging environment of a performance driven organization that rewards innovation, integrity and superior service delivery with organization where challenges and opportunities make way for career development.

Skills

  • English and Kiswahili
    9

Recommendations

Maxwell Onyango Otieno

 3/27/2024
10

"Hello
I have worked with Mr. Titus Kiplagat at Watu Credit limited and I here by recommend him. He is very hard working and has always shown unwavering dedication to the company's mission by delivering exceptional results in his capacity as Asset Recovery Officer.

Regards."

Experience

titus kipklagat

Work experience
  • Duties
  • Working with borrowers to resolve debt problems and to create an alternative repayment
  • agreement.
  • To distribute the debt for more manageable repayment plan.
  • Work directly with borrowers to restructure default loans in an attempt to maximize
  • recovery and minimize risk and expenses.
  • Ensures maximum recovery of delinquent loans by providing a high level of daily
  • collection activity and follow up.
  • Investigate and recover missing, stolen and lost asset.
  • Liaise with different law enforcement agents to ensure that fraudsters are caught and
  • punished.
  • Identifying customer’s problems learned from the field and share the management and
  • also suggest possible solutions to them.
  • Repossession of unpaid assets.
  • Submitting daily reports to the asset recovery supervisor

titus kipklagat

Work experience
  • Duties:
  • Attracting Clients to Watu Credit Limited Asset Finance products.
  • Acting as contact person at nominated sales point(s) for all incoming inquiries from potential
  • and existing Clients in respect to Asset Finance products offered by the Company.
  • Providing proactive, accurate, detailed and comprehensive product presentation in respect of
  • Client’s inquiry.
  • Conducting pre-assessment of Client’s financial position and offering best suitable product
  • configuration.
  • Collecting necessary documentation, including but not limited to ID, PIN, photo, and asset
  • details; checking for documents authenticity and ensuring scanning quality.
  • Issuing appropriate Loan Agreement, ensuring data entry accuracy and correctness and
  • making sure that all essential conditions of Loan Agreement are fully explained to the Client and
  • accepted by the Client.
  • Advancing on customer support by conducting preventive and follow-up calls and reminders
  • to clients to ensure adherence to payment schedules.

titus kipklagat

Work experience
  • Duties as Collection officer:
  •  Ensured timely payment of loan installments through calling texting and business visit.
  •  Developed methods to locate defaulters easily.
  •  Meets with clients who have difficulty in keeping up with their loan repayments, schedule
  • promise to pay and adopts a proactive position in arriving in wining solutions.
  •  Review and update credit and loan information for clients.
  •  Initiate legal action against long time debtors and defaulters not conceding to company
  • requests for settlement.
  •  Generate revenue for the company.
  • Duties as loan officer:
  •  Analyzes the financial viability of clients who seek to acquire loans for their businesses and
  • determine if they qualify for 4G-capital’s available lending program.
  •  Explain to customers the type of loan and credit option that is available, as well as the terms
  • and conditions.
  •  Meet with applicants to obtain information for loan applications and to answer questions
  • about the process.
  •  Approve loans within specified limits.
  •  Handle customer complaints and take appropriate action to resolve them.
  •  Reviews all loan documents and agreements to make sure these are all complete, valid and
  • in accordance with the bank’s guidelines.
  •  Approves or disapproves loan applications based on merit and level of financial viability.
  •  Generate revenue for the company.

titus kipklagat

Work experience
  • Duties:
  • Verify data and ensuring entries are correct daily
  • Ensure that data are captured as defined by the variables
  • Ensure daily filing of the data forms after entry into database (OLMIS)
  • Backing up the database daily
  • Update the data center tracking sheet daily
  • Ensure timely reporting

titus kipklagat

Work experience
  • February, 2016 - January, 2017
  • Fulltime
  • Duties:
  • Assist in entering clients and accounts data into the system,
  • Processing customer and account source document,
  • Compiling and sorting information,
  • Verifying entered customer and account data.
  • Tests customer and account system changes and upgrade by inputting new data.
  • Listing
  • Preparation
  • Scanning
  • Filling back

titus kipklagat

Education

titus kipklagat

Education
  • February, 2009 - November, 2012
  • Fulltime

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Maxwell Onyango Otieno

 3/27/2024
10

"Hello
I have worked with Mr. Titus Kiplagat at Watu Credit limited and I here by recommend him. He is very hard working and has always shown unwavering dedication to the company's mission by delivering exceptional results in his capacity as Asset Recovery Officer.

Regards."