Timothy Mithamo

mi***y6@gmail.com

Work experience

Ensuring high levels of customer satisfaction through excellent sales service.
Ascertaining customers' needs and wants.
Recommending and displaying items that match customer needs.
Welcoming and greeting customers.
Developing a rapport with the customers to encourage future business.
Ensuring all vehicles that come to our workshops have an inspection checklist before invoicing.

Work experience

Ensuring achievements of the departmental financial reports.
Preparing timely and accurate departmental reports.
Ensuring timely loan disbursements, accounts reconciliation and monitoring of business loans repayments.
Management of defaulted loans.
Representing the department’s issues to the senior managers.
Member loan application approvals.
Handling customer’s complaints and take appropriate action to resolve them.
Departmental staff supervision.
Analyzing applicant’s financial status and credit evaluations to determine feasibility of granting loans.
Ensuring that the staff follows the organization policies and procedures.

Work experience

Paying customers against proper documentation.
Receiving deposits from customers.
Ensuring cheques and cash are banked and input in the system.
Reconciliation of cash transaction on daily basis.
Prepare teller reconciliation report.
Return the balance of cash to the treasury before close of day’s business.
Examine checks for endorsement and to verify other information such as dates, bank names, identification of the person receiving payments and the legality of the document.
Count currency, coins and cheques received, by hand in order to prepare them for deposits.

Work experience

Ensure all loans are insured
In liaison with marketing department, growth of a healthy loan book
Verify proper collateral documentation before loan disbursement
Ensure security perfection before the loans are disbursed
Generate loan report to the CEO for presentation to the board
Approve loans within the limit and facilitate further approval by the CEO/deputy CEO for loans above the limit
Improve and implement laid down operational procedures
Group lending
Assist in the oversea of sorghum contract farming with associated farmers
Loan Appraisals and oversea of general growth of the associated farmers through financing of their proposed projects