About

As a Principal Economist in the Cash Management Unit of the Ministry of Finance and Economic Affairs, I serve as a Cash Management Analyst responsible for managing government liquidity to ensure timely fulfilment of financial obligations. My role supports Treasury operations by conducting cash flow forecasting to anticipate payment requirements and provide early warnings if projected resources may fall short of expenditures, incorporating comprehensive risk management practices. These forecasts are prepared on an annual, quarterly, monthly, and weekly basis. Additionally, I compile detailed reports on the government’s fiscal performance, delivering both monthly and weekly updates. Ideologically, I strongly believe that for developing countries like Malawi to achieve sustainable growth, implementing contractionary policies that reduce government borrowing is essential. As economist Milton Friedman noted, "Inflation is always and everywhere a monetary phenomenon," highlighting the risks of excessive borrowing and spending. Reducing government debt can free up resources for the private sector, which Nobel laureate Joseph Stiglitz has emphasized as “the engine of innovation and growth.” By prioritizing fiscal discipline, governments can create a more stable economic environment that encourages private investment and long-term development. If you share similar or differing views, I welcome the opportunity to connect and collaborate. A better society embraces inclusivity and diverse perspectives as we work toward building an economy that meets the needs of all its residents.

Recommendations

Thabitha Tauzie

 5/13/2026
Provided a score of  
10
  for Phunziro Chauluka

Experience

Phunziro Chauluka

Education
  • In my MSc Finance program, I study global financial markets in depth, gaining insights into how they operate and their influence on the world economy. I explore the dynamics of stocks, bonds, and derivatives markets, along with the factors that drive market movements, such as interest rates, inflation, and geopolitical events.
  • A key focus is on understanding how global markets are interconnected and how financial instruments are traded across borders. I also study exchange rates and the impact of currency fluctuations on international trade and investment. Additionally, I examine the role of global financial institutions, such as central banks and international organizations, in stabilizing and influencing these markets.
  • Through this, I develop the ability to analyze trends, evaluate risks, and make informed decisions in the context of the ever-evolving global financial landscape.

Phunziro Chauluka

Work experience
  • In my role as an Economist in the Cash Management Unit at the Ministry of Finance and Economic Affairs, I was responsible for overseeing liquidity management to ensure the efficient allocation of government resources. On a day-to-day basis, I closely monitored cash flows, managed liquidity risks, and ensured that the government met its financial obligations in a timely manner. This involved preparing cash flow forecasts, coordinating with various departments to align funding needs, and managing short-term borrowing requirements.
  • One of the key challenges I faced was balancing the often competing demands for limited resources while maintaining liquidity. It required a strategic approach, as well as excellent communication and collaboration with various government departments and financial institutions. Despite the challenges, I found it incredibly rewarding to contribute to the effective functioning of the government's financial operations.

Thabitha Tauzie

 5/13/2026
Provided a score of  
10
  for Phunziro Chauluka