About

Senior executive-level banking professional with extensive experience across public sector banking, institutional relationship management, business development, and financial structuring. Over the years, I have worked closely with government institutions, ministries, departments, agencies, state-owned enterprises, and development partners, supporting funding, managing strategic relationships, and delivering financial solutions aligned with national development priorities. In my most recent role as Group Head, Public Sector at First Atlantic Bank PLC, I led the Bank’s engagement with public sector institutions, with a focus on business growth, stakeholder management, and portfolio performance. My work has consistently involved balancing commercial objectives with a clear understanding of the broader economic context. Some key outcomes from my experience include: • Expanded public sector deposit portfolio, delivering 70% growth while maintaining strong asset quality • Strengthened high-level institutional partnerships across Ministries, SOEs, and development organizations • Provided strategic oversight on high-value transactions and structured financing solutions aligned with government priorities • Oversaw a USD 7 million World Bank-supported programme, ensuring accountability and effective utilization of funds • Achieved 120% deposit growth within six months at branch level while maintaining non-performing loans below 1% I have also led and developed teams, improved operational and governance processes, and worked across institutions to deliver practical, results-driven outcomes. I hold a BA in Psychology with Linguistics from the University of Ghana and an MBA in Marketing from the University of Professional Studies, Accra. I am a Chartered Banker and have completed a Development Programme in Entrepreneurship at Leeds University Business School.

Skills

  • Public Sector Banking 2. Institutional Relationsh
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Experience

Patience Mills

Work experience
  • Led the Bank’s overall public sector strategy, driving business growth across government institutions, ministries, departments, agencies, and state-owned enterprises.
  • * Developed and managed high-level institutional relationships, positioning the Bank as a trusted financial partner to key public sector stakeholders and development organizations.
  • * Oversaw the growth and performance of the public sector portfolio, including deposits, assets, and revenue, while maintaining strong asset quality and risk controls.
  • * Originated, structured, and executed complex financing solutions aligned with government priorities and national development agendas.
  • * Provided strategic oversight on high-value transactions, ensuring commercial viability and compliance with internal and regulatory frameworks.
  • * Led engagement on donor-funded and development partner programmes, ensuring accountability, proper fund utilization, and adherence to reporting standards.
  • * Drove business development initiatives to expand market share within the public sector and identified new funding opportunities.
  • * Collaborated with internal teams (risk, treasury, corporate banking, and operations) to deliver integrated financial solutions.
  • * Strengthened governance, compliance, and operational processes within the public sector function.
  • * Led, mentored, and developed a high-performing team, fostering a results-driven and client-focused culture.
  • * Monitored macroeconomic and policy developments to align banking solutions with the broader economic environment.