Experience

JAMES NJIRU NYAGA

Work experience
  • POSITION: ACCOUNTANT/ FINANCE OFFICER.
  • Key Result Areas;
  •  Handled petty cash and produced monthly analysis reports.
  •  Handled the firm cash book and made daily updates to the ledgers.
  •  Prepared ledger books and maintained the fixed asset register.
  •  Prepared and maintained management accounts.
  •  Prepared various budgets as per requirements.
  •  Prepared staff salaries and statutory deductions.
  •  Prepared and analyzed monthly payee.
  •  Prepared L.P.O`s.
  •  Prepared company invoices and reports.
  •  Filled quarterly and annual Tax returns.
  •  Made monthly bank reconciliations.
  •  Made monthly and quarterly financial reports to various stakeholders.
  •  Made procurement for various needs in the company.
  •  Batch control.
  •  Handled the company's both creditors' and debtors' accounts.
  •  Monitored income and expenditure, among other duties.
  • Collection of fees outstanding

JAMES NJIRU NYAGA

Work experience
  • November, 2011 - February, 2017
  • Fulltime
  • POSITION: CREDIT OFFICER.
  • Key Result Areas;
  • CREDIT DUTIES 2014-2017;
  •  Responsible for preparing and presenting comprehensive, timely, account reports to be
  • used for evaluating the organization's performance.
  •  Appraise loans within specified limits, and refer loans outside limits for management
  • approval.
  •  Meet with members in order to obtain information about the loan application process
  • and answer any questions regarding the process.
  •  Report to the Chief Collections Officer.
  •  Work in coordination with the accounts department to keep a record of balance
  • receivables.
  •  Send reminders to the concerned party about clearing the payments.
  •  After regular reminders, issue a notice to the concerned party.
  •  Authorized to seal the assets or properties equal to the value of the receivables.
  •  Take required orders and documents from the court and other regulating authorities
  • before the seizure.
  •  Although authorized to take action, I have to be polite and maintain cordial relations
  • with the client.
  •  For strict actions, have to follow the rules and instructions of the governing bodies and
  • not perform any action against the law.
  •  Active participation in determining the credibility of the client, by a thorough analysis of
  • the reports from Metropol or TransUnion.
  •  Maintain cordial relations with lawyers, police officials, etc.
  •  Analyze the eligibility and ability of a member to obtain and service the loan applied for.
  •  Market the Sacco products, both loans and other services offered.
  •  Obtain and compile the members (loan applicant) credit history.
  •  Review and update credit and loan files.
  • TELLER DUTIES 2012-2014;
  •  Responsible for daily cash & non-cash transactions, postings, and related services
  • through efficient delivery of quality services.
  •  Reconciliation of cash and cash equivalent in an accurate manner so that a true
  • reflection of records is achieved.
  •  Responsible for maintenance of records by ensuring all the documents pertaining to the
  • day’s postings are filed in a systematic manner for easy tracking and retrieval.
  •  Exceed member’s expectations by adherence to member service charter, “going the
  • extra mile” to achieve excellent service delivery.
  •  Responsible for the preparation and presentation of comprehensive, timely, and reliable
  • daily reports for reconciliation purposes.
  •  Attend to cheque encashment and withdrawals in all accepted currencies according to
  • laid-down procedures.
  •  Attend to change transactions. Accept cheques and/or cash deposits in all accepted
  • currencies, according to laid-down procedures.
  •  Assisted with finalizing cash transactions captured by officers who do not operate tills.
  •  Ensured that cheques included in deposits are checked in terms of Duty of Care
  • obligations.
  •  Ensured that all items cashed are within laid-down limits and refer all transactions
  • exceeding limits to the appropriate area for authorization.
  •  Ensured that items cashed are technically correct and signed, according to laid-down
  • instructions.
  •  Attended to value transactions, e.g. Financial Transfers according to the customized job
  • description.
  • Control of cash
  •  Ensured that all laid-down policies and procedures regarding the handling, locking away
  • and security of cash are adhered to.
  •  Ensured that cash holdings are kept within prescribed limits at all times.
  •  Balanced cash daily and report any differences promptly.
  • Pro-active selling
  •  Identified opportunities for migrating customers to more appropriate and cost-effective
  • channels. I.e. Mobile/Internet/Till to bank whichever is most suitable.
  •  Identified and closed on quality sales as per the Performance Contract.
  • Compliance;
  • Responsible for the implementation and adoption within the Branch of all Compliance, Anti-
  • Money Laundering and Sanctions related requirements are contained in policies, procedures, and
  • processes. This included the consideration and approval of customers including those that
  • require being subjected to Enhanced Due Diligence for onboarding and continued business.
  • BUSINESS DEVELOPMENT EXECUTIVE DUTIES 2011-2012;
  •  Organizing local marketing forums.
  •  Steering the marketing committee at the branch level.
  •  Conducting the local market intelligence.
  •  Conducting campaigns and sales activations.
  •  Communicating to the various stakeholders via the organization’s internal and external
  • platforms.
  •  Dealing with member complaints, suggestions, and compliments on the same platforms
  • safeguarding
 

Copyright 2025