About

I'm a seasoned risk expert, leader and strategist. Experienced in credit risk with oversight of the end-to-end Retail Credit (secured+ unsecured) cycle from new business acquisition(sales), credit origination, credit operation to collections & recoveries. Complementing my experience, I possess supe...

Skills

  • Project Management
  • Banking and Finance
  • SQL
  • Microsoft Office
  • SAS
  • Credit Risk Management
  • Stake holder Management
  • Python
  • Data Analysis
  • Financial analysis and reporting
  • Statistical Modelling
  • Business Process Improvement

Experience

George Kiama

Work experience
  • Responsible for development, validation, implementation & governance of application scorecards,
  • behavioral models & ECL (Expected Credit Losses) models-IFRS9 compliant.
  • Ensuring high quality business analytics & MIS capability within the country retail credit risk team to support
  • the business with robust and reliable data to improve business decisions ensuring proper controls are in
  • place cutting across Consumer Loans, Mobile Loans, SME loans & Credit cards.
  • Managing credit impairment processes i.e. Impairment calculation, reporting & forecasting.
  • Providing analytical thought by analyzing large pools of data to discern any trends, patterns or correlations
  • that will solve problems, create opportunities for maximizing profits through Retail Balance sheet growth
  • and managing credit impairments within the bank’s risk appetite.
  • Developing and implementing robust data quality framework to monitoring and measuring data quality in all
  • retail portfolios through data quality framework that cuts across accuracy, consistency & completeness to
  • comply with BCBS 239 principles.
  • Ensuring Management Information reported is consistent and as per the defined Group Risk Metrics &
  • Regulatory.
  • Preparing presentations to summarize and present key messages to the Board, the senior management and
  • business partners (including business implications) and determining how to best summarize and visualize the
  • results.
  • Maintaining end to end documentation of the reporting process flow i.e. data extraction, manipulation,
  • checks and controls for the KRMs.

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