About

I am working with Polymed SACCO as Senior Credit Analyst with 4 to 5 years experience.

Skills

  • Credit Risk Management
    8

Experience

cronwell njawala

Work experience
  • Verifying credit application forms creditworthiness of all customers and submit for further approvals.
  • Submit members application forms to the Chief Executive Officer and Directors for further approval.
  • Organize and arrange credit meetings
  • Prepare credit and loans disbursement reports for director,
  • Oversee the loan origination process and supervising credit department team,
  • Reviewing the aging on a daily basis and follow up due payments with customers. Maintain a healthy relationship with all regular customers by follow up visits.
  • Follow ups on overdue and non-performing loans through reminders and demand letter to non- paying members.
  • Loan tracking payments through member’s account.
  • Enforcement of collection measures for all non-performing accounts and defaulted loans
  • Loan disbursement
  • Managing and update account for standing orders
  • Delinquency analysis
  • Handling member complaints and take appropriate action to resolve them.
  • Prepare credit report
  • Payroll breakdowns and importations
  • Prepare deductions sheets of the portfolio companies

Related persons