About

A result oriented professional with over 10 years of accounting experience in the financial services sector.

Skills

  • Executive Certificate of Proficiency in Insurance
    8
  • IFRS 17 Training - Fundamentals & General Insu
  • English and Kiswahili
    10

Experience

Angela Ng'andu

Work experience
  • Financial Recordkeeping: Maintain financial records and perform financial procedures, including accounting, receipts, payments requests, and petty cash management.
  • Compliance and Documentation: Ensure the accuracy and completeness of ledgers and supporting documentation while adhering to finance and procurement regulations.
  • Financial Reporting and Analysis: Prepare financial reports and provide financial analysis for financial planning and decision-making.
  • Project Financial Reports Verification: Verify project financial reports to ensure expenses comply with ISF and donor requirements.
  • Coordination and Support: Coordinate with Thematic Field Coordinators to ensure coherence between narrative and finance reports. Support partners in financial management through capacity building and office visits.
  • Audit Support: Assist in internal and external audits, ensuring follow-up on audit recommendations.
  • Budgeting: Support the Country Manager and partners in budgeting and budget revisions.
  • Office and ICT Management: Develop and maintain office systems, manage office maintenance, fixed assets, and supplier contacts. Act as the ICT focal point for the country team.
  • Office Operations Support: Ensure the efficient running of ISF offices and support logistics for ISF program activities.
  • Travel and Security Arrangements: Manage travel arrangements for ISF staff, consultants, and other stakeholders. Assist the Country Manager in organizing security for field trips.
  • Filing and Documentation: Maintain a well-organized filing system, including document archiving, and support both partners and colleagues in filing.
  • Office Supplies: Manage office supplies for the country team.
  • HR and Administration: Advise on HR policies to ensure compliance with local regulations, maintain personnel records, process salary payments, and support recruitment and staff induction processes.

Angela Ng'andu

Work experience
  • Premium Accounting: Accounted for all premiums received, ensuring they were within pricing guidelines.
  • Premium Processing: Processed premiums and related tasks in compliance with policies, guidelines, and service level agreements (SLAs).
  • Receivables Reporting: Provided reports to branch managers and Credit Control on premium receivables to facilitate collections and monitor performance.
  • Management and Audit Support: Provided necessary information for the preparation of Management Accounts, audit schedules, and reports for regulators.
  • Premium Reconciliation: Reconciled premiums to ensure that all funds received through various channels (bank, Mpesa, custodians) were properly recorded, receipted, and allocated for timely commission payments.
  • Cheque Handling: Ensured safe custody and prompt banking of all cheques received.
  • Interest on Installment Policies: Ensured that interest was applied to policies issued on an installment basis.
  • Bounced Cheques Management: Properly recorded bounced cheques and their replacements and authorized the suspension and reinstatement of clients' coverage based on cheque issues.
  • Risk Management and Internal Controls: Ensured adherence to risk management practices and internal controls within the assigned role.
  • Staff Training and Development: Trained and developed reportees to ensure they met their objectives.
  • Filing and Record Maintenance: Ensured proper maintenance and filing of all departmental records.

Angela Ng'andu

Work experience
  • Bank and Mpesa Reconciliation: Prepared daily reconciliations for bank and Mpesa transactions, ensuring accuracy.
  • Transaction Investigation: Investigated and followed up on unidentified transactions to ensure resolution.
  • Reconciliation Reporting: Prepared and submitted periodic reconciliation reports to management to aid in decision-making.
  • Cash Flow Reports: Prepared daily, weekly, and monthly cash flow reports for financial monitoring.
  • Cash Transactions Monitoring: Monitored cash transactions and ensured that bank account balances were updated and adequately funded.
  • Investment Register: Maintained the investment register to support decision-making regarding fund management.
  • Banking Compliance: Reviewed and monitored banking activities and transactions to ensure compliance with internal policies and guidelines.
  • Financial Information for Management: Provided necessary financial information for management decisions, audits, risk assessments, and regulatory inspections within agreed service levels.
  • Bank Agent: Acted as the company’s representative for banking-related activities.
  • Tender and Bank Guarantees: Prepared requisitions for tenders and bank guarantees as needed.
  • Bank Signing Mandates: Managed and maintained bank signing mandates for the company.

Angela Ng'andu

Work experience
  • Financial Statements Preparation: Timely preparation of financial statements, including profit & loss, cash flows, variance analysis, and reports for branches, departments, and cost centers.
  • General Ledger Management: Maintained the general ledger and chart of accounts, ensuring full reconciliation of all accounts, including banks, reinsurers, and intercompany accounts.
  • Regulatory Reporting: Submitted necessary reports to regulatory bodies and other stakeholders.
  • Business Plan Support: Assisted in preparing business plans by providing financial information and any other relevant data.
  • Budget Preparation: Prepared timely budgets for all branches, business units, and the consolidated annual budget.
  • Budget Monitoring: Monitored the budget performance, identified variances, and made timely recommendations for corrective actions on adverse variances.
  • Audit Coordination: Facilitated and coordinated the audit process, ensuring the timely provision of trial balances, audit schedules, and other relevant data.
  • Compliance and Tax Reporting: Reviewed and reported on the company’s financial compliance with regulatory agencies, prepared tax liability reports, and ensured timely tax payments.
  • Risk Management and Internal Controls: Ensured adherence to risk management and internal control practices within the assigned role.

Angela Ng'andu

Work experience
  • Staff Payroll Processing: Timely processing of staff payroll through the payroll system, ensuring all deductions comply with labor laws.
  • Commissions Payroll: Accurately and promptly processed commissions payroll for sales agents, adhering to company policies on rates and agent deductions.
  • Statutory Deductions Submission: Submitted statutory deductions (bank check-offs, HELB loans, NSSF, NHIF, pension, etc.) to the relevant institutions.
  • Payroll Journals: Timely and accurate processing of monthly payroll journals for both staff and broker/commission agent payrolls.
  • Tax Returns Filing: Filed and paid statutory tax returns online, including Withholding Tax, PAYE, VAT, and Excise Duty.
  • Payroll Deductions and Reconciliation: Effected payroll deductions and ensured timely reconciliation of deductions against the payroll.
  • Query Management: Addressed and resolved queries related to agents' commissions and payroll deductions.
  • Credit Control Assistance: Assisted the credit control function by posting recovered debts from agents into customer accounts promptly.
  • Premium Tax Payments: Managed timely payment of tax returns on premiums, including Insurance Regulatory Authority (IRA) Levies.
  • Bank Liaison: Liaised with the bank for funds and transfers required for payment execution.
  • Management Accounts & Audit Support: Assisted in the preparation of management accounts and audit schedules.

Angela Ng'andu

Work experience
  • Supplier Payments: Processed supplier payments in line with contractual agreements.
  • Creditor Reconciliation: Reconciled creditor age listings on a monthly basis to ensure accuracy.
  • Supplier Queries: Addressed supplier queries on payments and provided remittance statements after each payment.
  • Statutory Deductions and Returns: Made online payments and submitted statutory deductions and returns on time, including NHIF, NSSF, pension, Withholding Tax, VAT, and Excise Duty.
  • Check-Off Payments: Processed check-off payments to banks and SACCOs on time.
  • Petty Cash Management: Managed petty cash by maintaining an adequate float and processing cash payments in a timely manner.
  • Client Payments: Processed daily client payments, including premium refunds, daily cash, and last expense payments.
  • Journal Entries: Posted entries to the relevant journals, including accruals and prepayments, on a monthly basis.
  • Management Accounts & Audit Support: Assisted in preparing management accounts and audit schedules for reporting purposes.
  • Departmental Risk Champion: Served as the departmental risk champion, overseeing risk management processes within the department.
  • This role involved managing various financial transactions, ensuring compliance with statutory requirements, and providing support for the preparation of financial reports and audits, along with risk management responsibilities.

Angela Ng'andu

Work experience
  • February, 2012 - January, 2015
  • Fulltime
  • Receivables Management: Managed receivables by ensuring accurate entries were made in the cash book and customer accounts.
  • Interest Charges: Ensured interest was charged according to the RHEAL credit tariff.
  • Cheque Banking: Timely banked installment payment cheques and communicated effectively with agents, clients, and the bank.
  • Deductions Management: Ensured timely deduction of Direct Debit Agreements (DDAs) signed by clients.
  • Ledger Updates: Updated relevant ledgers to ensure customer premium payments and penalties were accurately recorded.
  • Suspension and Reinstatement: Managed the suspension and reinstatement of members due to bounced cheques.
  • Reporting: Provided timely reports on dishonored payments, total premiums financed for the month, and suspended members.
  • Record Filing: Properly filed records related to RHEAL credit transactions.

Angela Ng'andu

Work experience
  • Payment Processing: Prepared cheques and vouchers for various payments.
  • Client Refunds: Processed refunds to clients as required.
  • Banking: Handled the banking of all cash and cheques received.
  • Tender Documentation: Processed and provided agents with the necessary documentation for tenders.
  • Commissions: Posted and paid commissions for agents and brokers in the system.
  • Receipting: Receipted cash and cheques into the system.
  • Daily Cash Updates: Updated the daily cash records to ensure accuracy.
  • Receipt Reallocation: Reallocated receipts to appropriate policyholders.
  • Client and Agent Queries: Responded to queries from clients and agents related to payments.

Angela Ng'andu

Work experience
  • New Business Reception: Received all new individual business from central processing.
  • Member Data Entry: Vetted and captured member details into the system as required.
  • Handling Incomplete Business: Returned incomplete business both physically and in writing to ensure proper documentation.
  • Internal Client Support: Responded to queries from internal clients, providing assistance as needed.
  • Renewal Notices: Prepared renewal notices to ensure timely communication with clients.
  • Member Activation: Activated renewed members for both individual and corporate accounts.
  • Query Handling: Answered internal and external calls/queries regarding renewals.

Angela Ng'andu

Education
  • January, 2006 - October, 2010
  • Fulltime
  • Studied Bachelor of Arts with a major in Economics and minor in Mathematics.

Angela Ng'andu

Education
  • January, 2005 - December, 2008
  • Fulltime
  • CPA PART II SECTION IV

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