JOB DESCRIPTION
• Evaluate the creditworthiness of loan candidates by assessing their credit history, income, liabilities and assets • Assemble and review all required documents from clients like credit reports, tax returns and financial statements • Decide on the proper loan product and structure as a good fit with the client’s particular requirements and financial situation • Work hand in hand with underwriting teams to assess and review risk attached with loan applications • Get ready and submit loan applications, making sure there is compliance with regulatory and company policies • Explain and negotiate loan terms, including the interest rates, collateral, repayment schedules, etc. • Maintain comprehensive records containing loan related communications, documents and decisions • Grow a network of referral sources such as financial planners, accountants and real estate agents • Make available accurate and timely loan reports for management and regulatory reasons • Help clients fully understand the terms and conditions attached to the loans, including details about fees and penalties • Be proactive in monitoring the performance of the loan portfolio and spot any potential problem
Skills and Qualifications
• Good communication abilities and people skills for interacting well with colleagues and clients • Exceptional analytical skills to assess creditworthiness of loan candidates • Keen attention to details for ensuring accuracy and compliance in loan application processing • Persuasion and negotiation skills to handle clients favorably • Good organizational skills and time management to handle several tasks and meet deadlines • Good at using loan related technology and software • Full grasp of different loan products like commercial loans, personal loans and mortgages • Able to work well with cross-functional teams like loan servicing and underwriting • Keen understanding of underwriting, credit analysis and risk assessment measures • Familiar with pertinent laws, regulations and compliance demands regulating the lending industry • Can exhibit patience and empathy when handling clients especially when they have unique financial situation
Location: Accra

All C.V.‘s should be sent via:
indicating the position as the subject of the e - mail
Closing Date: 08 September, 2025