RESPONSIBILITIES 

 Assess the creditworthiness of existing or prospective clients 
Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents, etc) 
Complete ratio, trend, and cash flow analyses and create projections
Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner • Determine in depth the degree of risk involved
Carefully analyze data and produce clear and objective reports
 Routinely monitor loans for compliance 
Adhere to credit policy and guidelines
 Monitor corporate portfolio asset quality on an ongoing basis
 Draft models of credit information that predict trends and patterns

REQUIREMENTS

Proven 1-5 years of working experience as a credit analyst
Proficiency in statistical packages and financial software
Ability to analyze cash flows, leverage, collateral, and customer strength
Strong communication and presentation skills
 Sound judgment
BSC degree in Business, Finance, Statistics, or a related field