Principle Accountabilities


Reviewing and identifying accounts NPL and recommending the best plan of action for resolution.
Implementing approved remedial plans and monitoring performance of accounts to ensure that the allocated portfolio is rehabilitated.
Ensuring that NPL accounts are rehabilitated and adverse risk classification is reduced.
Conducting customer call visits to access business performance for SMEs and Corporate clients and filing call visit reports for management use.
Ensure accurate Recoveries Progress Reports (CPR) that is detailed on assigned portfolio are generated and reviewed per prescribed frequency.
Reduction of monthly loan provisioning amounts from current average as prescribed.
Coordinating with external service providers e.g. brokers, auctioneers, valuers and insurance companies on the recovery process for assigned accounts where applicable as per TAT.
Receiving, reviewing and filing all loan related documents for continuous usage and access.


Key Competencies and Skills

Technical competencies:


IT Skills
Basic principles of banking and lending


General competencies:


Analytical
Communication skills
Interpersonal skills
Team player
Core Credit Skills competencies – Credit Administration, Portfolio monitoring and Evaluation.
Well conversant with all the credit function roles.


Minimum Qualifications, Knowledge and Experience

Education:


University degree Upper 2nd Class Honors or 3.0 GPA in Credit management or Business related field.


Experience:


5 years’ experience, 3 of which should be in credit / lending in a debt management / Recoveries functions or credit analysis.