Principle Accountabilities


Ensure growth of the branch asset & liability books and profitability by working with and directing the branch sales team on activations, portfolio management, strategy adoption, customer visits and sales activities in general
Monitor non-performing loans and manage the same.
Setting up the branch business development strategy in line with company strategy and preparation of relevant reports to monitor and review performance
Ensure optimum team productivity and identify training needs of the team.
Cross selling of HFC Banks products by establishing new relationships in order to grow both assets and liabilities book.
Maintaining customer relations by regular contact to ensure customer satisfaction business continuity
To review accounting opening forms and loan applications by scrutinizing the documents to ensure they are KYC Compliant.
To check data entry by verifying the data captured against source documents to ensure accuracy in data capture.
To analyze loan applications by interviewing the customers.
To identify customers borrowing needs by interviewing so as to ensure selling of the right products.


Key Competencies and Skills


Technical competencies: selling skills, analytical skills, negotiation skills, supervisory skills, IT Skills, report writing, communication skills, and Product knowledge.
General competencies: Team Work, Listening skills.


Minimum Qualifications, Knowledge and Experience


Education: A business-related degree
Experience: 3 years in Banking Industry