Ensuring good Agricultural loan Portfolio Quality: Ensure good agricultural loan portfolio quality for the institution
Agricultural Loan Applications Analysis: Analyze and evaluate clients’ Agricultural loan applications and financial statements in order to determine credit worthiness and the degree of risk involved in lending money for applications refereed by Branches (i.e. All loans that... are 10M and above) in compliance with UGAFODE credit policies and procedures and ensuring timely and quality lending decisions are made.
Support with Capacity building: Takes full responsibility for guiding branch credit officers, branch managers and Regional Managers charged with fulfilling credit functions of the institution with Agricultural finance training, analysis and support in guaranteeing a good Agricultural loan portfolio process for UGAFODE (MDI) Ltd.
Agricultural Credit Guarantee Schemes Management: Managing Agricultural guarantee schemes implemented in partnership with Development Organizations through relationship management with partners, booking loans in the Credit Guarantee Schemes platforms and reporting to both internal and external stakeholders
Reporting: Prepare monthly reports on Agricultural loan portfolio performance analysis for growth trends covering outstanding number of loans, value of the loans, disbursements both numbers and volume, portfolio quality in respect to PAR, loan loss provisions and Write-offs all disaggregated by Global, Region, branch, Credit Officer, sector designation and product,
Support with debt recovery efforts: Liaises with Regional Managers, Branch Managers and Credit Officers to ensure recovery of written-off loans and minimizing loan loss provisions in the assigned region/branches.
Agricultural loan portfolio growth: Driving loan portfolio growth in the region/branches under attachment more