JOB OBJECTIVE/SUMMARY:


To review the bank’s accounting system and internal control policies in order to protect the bank’s asset.
To ensure compliance to the bank internal control policies and external control environment status.
To promote goal congruence at achieving the bank objectives.
To ensure all exceptions are reported timely for management attention


DUTIES &... RESPONSIBILITIES


Review of all cash position, general ledgers of the branches visited.
Review bank reconciliation statements at the zonal and branch offices
Work to ensure a review of all accounts including funds transfers in zonal and branch offices.
Review of credit documents processes and Procedures in line with the approved policy and format.
Review all necessary documents in the course of Audit exercise for substantive and compliance test for audit assertion.
Regular visit to branches and Clients’ Support Officers for Routine audit.
Price verification and certification of expenses at the Area and Zonal offices.
Prompt investigation of fraud cases and other cases of serious concern.
Prepare and submit report on activities carried out to zonal Auditor.
To ensure all long and outstanding bank reconciliations are resolved.
Follow –up with all recommendations of previous audit exercise.


JOB REQUIREMENTS


Education: ND, NCE, B.sc/HND in Accounting, Banking & Finance, Economics, Statistics and Business Administration
Experience: 1-year relevant experience in auditing shall be an added advantage. more
  • Banking

  • mustapha suleiman

    2d

    My key responsible

    - Conducted on-site audits to ensure compliance with policies and procedures
    - Reviewed and analyzed financial records,... transactions, and processes
    - Identified and reported discrepancies, irregularities, or areas for improvement
    - Conducted interviews with staff and management to gather information
    - Developed and implemented audit recommendations to improve controls and efficiency

    - Auditing and financial analysis
    - Attention to detail
    - Investigative skills
    - Communication and reporting
    - Analytical thinking     more

The Product Team Lead (WASH) (Water, Sanitation, and Hygiene) is responsible for the strategic coordination, performance management, and capacity building of the Relationship Managers (WASH). The Team Lead will oversee loan disbursements, portfolio quality, and savings mobilization within the WASH portfolio while also developing and managing business leads in the water, sanitation, and hygiene... sector. This role ensures effective delivery of LAPO’s WASH financial products and alignment with regulatory and institutional goals.

 

Job Details

 

DUTIES & RESPONSIBILITIES

 


Supervise and support WASH RMs in achieving disbursement, client mobilization, and portfolio quality targets.
Identify new partnership opportunities to scale up WASH products
Monitor field activities and ensure that RMs deliver timely and quality services across all assigned regions.
Review and validate weekly and monthly performance reports submitted by WASH RMs.
Identify gaps in performance and implement corrective training, tools, or support.
Ensure compliance with operational policies, loan documentation, and financial inclusion standards.
Lead the identification, negotiation, and onboarding of Associations or cooperatives in the WASH ecosystem
Facilitate field visits, impact reviews, and joint activities with partners and community stakeholders.
Track implementation progress and report WASH portfolio performance, risks, and impact outcomes to the Program Manager and update the Water.org reporting Portal on a monthly basis.
Organize periodic refresher training to address gaps amongst Relationship Manager and provide technical assistance to strengthen WASH related product delivery, financial literacy, sanitation awareness, and credit management.
Coordinate regular engagement meetings and communicate with Relationship Managers to monitor progress, address challenges and share best practices.
Escalate systemic issues (e.g., field fraud, major delinquencies, infrastructure breakdowns) to management promptly.


Requirements

EDUCATION AND EXPERIENCE


Education: Minimum of HND or Bachelor's Degree in any discipline.
Experience: Minimum of 3 years in microfinance, product supervision, or community finance, with at least 1 year of team leadership experience.


Benefits


Competitive Salary
Health Insurance (HMO)
Leave Grant (Allowance)
13th Month 
Paid Time Off (PTO): 

Vacation days
Sick days
Holidays


Retirement Savings Plan: 

Contributory pension 


Insurance: 

Group life insurance
Workers' compensation insurance


Professional Development: 

Budget for conferences, workshops, and trainings
Mentorship opportunities more
  • Banking
The Relationship Manager for WASH (Water, Sanitation, and Hygiene) will mobilize, onboard, and manage WASH loan clients, ensuring effective loan disbursement, client education, and timely repayment. The RM will serve as the primary interface between LAPO, clients and communities benefiting from the WASH product

DUTIES & RESPONSIBILITIES


Supervise and support WASH RMs in achieving... disbursement, client mobilization, and portfolio quality targets.
Identify new partnership opportunities to scale up WASH products
Monitor field activities and ensure that RMs deliver timely and quality services across all assigned regions.
Review and validate weekly and monthly performance reports submitted by WASH RMs.
Identify gaps in performance and implement corrective training, tools, or support.
Ensure compliance with operational policies, loan documentation, and financial inclusion standards.
Lead the identification, negotiation, and onboarding of Associations or cooperatives in the WASH ecosystem
Facilitate field visits, impact reviews, and joint activities with partners and community stakeholders.
Track implementation progress and report WASH portfolio performance, risks, and impact outcomes to the Program Manager and update the Water.org reporting Portal on a monthly basis.
Organize periodic refresher training to address gaps amongst Relationship Manager and provide technical assistance to strengthen WASH related product delivery, financial literacy, sanitation awareness, and credit management.
Coordinate regular engagement meetings and communicate with Relationship Managers to monitor progress, address challenges and share best practices.
Escalate systemic issues (e.g., field fraud, major delinquencies, infrastructure breakdowns) to management promptly.


Requirements

EDUCATION AND EXPERIENCE


Education: Minimum of HND or Bachelor's Degree in any discipline.
Experience: Minimum of 3 years in microfinance, product supervision, or community finance, with at least 1 year of team leadership experience


Benefits


Competitive Salary
Health Insurance (HMO)
Leave Grant (Allowance)
13th Month 
Paid Time Off (PTO): 

Vacation days
Sick days
Holidays


Retirement Savings Plan: 

Contributory pension 


Insurance: 

Group life insurance
Workers' compensation insurance


Professional Development: 

Budget for conferences, workshops, and trainings
Mentorship opportunities more
  • Banking
In this role, you will be responsible for ensuring the accuracy and timeliness of data entry into our banking software. You will play a vital part in maintaining our financial records and contributing to the smooth operation of the bank.


Accurately entering customer and account information into the bank's database system
Processing loan applications and other financial... transactions
Verifying data for accuracy and completeness
Maintaining data confidentiality and security standards
Generating reports as needed
Performing other data-related tasks as assigned


EDUCATION AND EXPERIENCE


Minimum of a National Diploma (OND)
Strong computer skills with proficiency in Microsoft Office Suite (Word, Excel, SQL and Access)
Excellent typing skills and a keen eye for detail
Ability to work independently and meet deadlines
Strong organizational skills and the ability to prioritize tasks
Experience in a banking or financial services environment (preferred)


Location:  Willingness to work anywhere LAPO Microfinance Bank Branch is located more
  • Data
  • Business Analysis and AI
Job Summary

To provide support to the Head, Legal in all matters of legal nature and ensure effective management of legal and contractual risks.

Job Details


Conduct thorough legal research on relevant laws, regulations, and precedents.
Analyze legal documents and provide clear and concise legal opinions.
Stay updated on changes in legislation and regulatory requirements that may... impact the bank.
Draft, review, and negotiate various contracts and agreements, including loan agreements, vendor contracts, and service agreements.
Maintain accurate records of all contracts and legal documents.
Assist in the development and implementation of Data Protection policies and procedures.
Assist in conducting internal Data Protection audits and investigations.
Assist in the preparation of legal documents for litigation cases.
Conduct legal research and gather evidence to support litigation efforts.
Prepare legal memos and reports on various legal issues.
Identifying and assessing potential legal risks associated with collateral and developing strategies to minimize those risks
Contributing to due diligence processes related to the acceptance of collateral, verifying the legal status and ownership of assets.
Ensure that all legal documents are stored and managed in accordance with legal and regulatory requirements.
Drafting, reviewing, and negotiating loan agreements, security documents, and collateral arrangements. This ensures that all legal requirements are met and that the institution's interests are protected.
Ensuring that collateral documentation accurately reflects the terms of the agreement and complies with relevant laws and regulations
Assisting in the formulation of internal policies and procedures related to collateral management.


Others


Perform other duties and responsibilities, as may be assigned by the Head of Department  


Requirements


Education:  A good bachelor degree in law. An LLM will be an added advantage. 
Experience:  Minimum of 5 years’ relevant experience, at least 5 of which should demonstrate proven track record in contract negotiation and drafting. more
  • Law
  • Legal
Job Summary


Provide Leadership for all Staff in the Unit
Initiate action and mobilize resources to recover all bad loans and advances in the Bank
Get involved and give directions in recovery of amounts lost to fraud and theft in the Bank
Analyse all Non-performing Loans and mobilize all Staff in the Unit to pursue recovery with clear record of such efforts in the Bank
Liaise with... Recovery Agencies engage by the Bank to pursue recovery with clear record of such efforts. • Relates with Internal/External Solicitor, Law Enforcement Agents and other Stakeholders to achieve successful outcomes of all cases of recoveries of the Bank
Share Reports of the Unit with Management and Performance Unit for analysis, presentations and decisions making


Job Details

 


Plan and coordinate actions for recovery of risk asset losses and other business losses such as fraud and theft, relative to target in the Bank.
Monitoring Expenses of Recovery Officers Bank-wide.
Seek ways to continually improve upon performance and productivity of all Staff in the Unit.
Investigate fraud issues and resolve discrepancies.
Advise Management of strategies and plans to recover lost and written-off loans recovery.
Mobilize all Staff in the Unit to recover all delinquent loans of recalcitrant debtors in the Bank
In cases of fraud, mobilize and direct Staff in the Unit to ensure that all fraudulent cases are promptly reported, recovered, and Police Reports are obtained.
Liaise with Recovery Agencies engage by the Bank to increase healthy mutual working relationships.
Review and send all relevant Reports of the Unit to Management on Weekly and Monthly basis.
Approve Leave for Staff in the Unit.
Relate with General Services to ensure that all insurance claims on staff fraud are followed up and claims duly paid.
Relate with Audit and Risk Department to obtain reports on fund misappropriation cases in the Bank and escalate to Recovery Officers in Zone/Segment to ensure recoveries.
Relate with Security Personnel for assistance when necessary.
Consult and obtain legal advice (internal & external) for management’s information and decision-making.
Ensure Human Resource Department supplies detailed information of guarantors of fraudulent staff to Recovery Officers to enable them follow up on recovery of amount fraudulently taken by Staff.
Assist in the recoveries of bad debts and fraud in the Bank.
Ensure that all amounts recovered are properly accounted for, and must be paid into LAPO’s dedicated account within 24 hours of recovery.
Ensure all cases under litigation are duly followed up to ensure justice
Review reports on court cases from Zones and Segments for follow through
Coaching, mentoring and supervision of all Staff in the Unit.
Identify training needs and plan training programmes for all Staff in the Unit from time to time 
Ensure reports on fraud are also sent to the legal unit for advice in case of prosecution
Any other duty that shall be assigned by Management from time to time


Requirements

Experience:  Minimum of 5 years relevant experience

Benefits


Competitive Salary
Health Insurance (HMO)
Leave Grant (Allowance)
13th Month 
Paid Time Off (PTO): 

Vacation days
Sick days
Holidays


Retirement Savings Plan: 

Contributory pension 


Insurance: 

Group life insurance
Workers' compensation insurance


Professional Development: 

Budget for conferences, workshops, and trainings
Mentorship opportunities more
  • Banking
DUTIES & RESPONSIBILITIES


Work with Head, Application Development in developing effective information systems strategy and plan for the bank
Informs stakeholders of new and emerging technologies
Handles the development of new systems.
Writes and implements clean and efficient code based on specifications.
Tests and evaluates new applications.
Integrate software components and... third-party programs
Identifies areas of improvement based on user feedback.
Verify and deploy programs and systems
Troubleshoot, debug and upgrade existing software
Writes and implements clean and efficient codes.
Creates documentation that clarifies the product’s features and benefits such as flowcharts.
Writes and revises procedural documentation such as user guides, manuals, and test cases.
Meets with developers and the unit head to learn about specific products or processes.
Researches product samples to fully understand the product.
Implement robust testing processes, including unit testing, integration testing, and user acceptance testing. more
  • ICT
  • Computer
DUTIES & RESPONSIBILITIES


Strategic Planning: Develop and implement a comprehensive IT infrastructure strategy that aligns with the bank's overall business objectives.
Infrastructure Management: Oversee the design, implementation, and maintenance of IT infrastructure components, including servers, networks, storage systems, and data centres.
Technology Governance: Establish and enforce... IT governance policies and procedures to ensure compliance with regulatory requirements and best practices.
Risk Management: Identify, assess, and mitigate IT risks to protect the bank's data, systems, and operations.
Capacity Planning: Forecast future IT infrastructure needs and ensure adequate capacity to support the bank's growth.
Vendor Management: Manage relationships with IT vendors and service providers to ensure optimal performance and cost-effectiveness.
Team Leadership: Lead and develop a high-performing team of IT infrastructure professionals.
Budget Management: Prepare and manage the IT infrastructure budget, optimizing resource allocation and cost control. more
  • ICT
  • Computer
DUTIES & RESPONSIBILITIES


Product Lifecycle Management: Oversee the entire lifecycle of financial products, from ideation to market launch and beyond.
Market Analysis: Conduct market research to identify trends, opportunities, and customer needs.
Cross-functional Collaboration: Work closely with the Business Analyst, developers, and other stakeholders to ensure successful product... delivery.
Requirements Gathering: Collect and prioritize product requirements based on customer feedback and market analysis.
Go-to-Market Strategy: Develop and execute go-to-market plans for new products, ensuring successful product launches.
Performance Monitoring: Continuously monitor and analyze product performance, gathering insights for optimization.
Regulatory Compliance: Ensure that all products comply with regulatory requirements.


KEY PERFORMANCE INDICATORS


Time-to-Market: Efficiency in launching new products.
Product Adoption Rates: Successful uptake of new products by customers.
Revenue Growth: Contribution of new products to overall revenue.
Customer Satisfaction: Positive feedback and satisfaction levels.
Regulatory Compliance: Adherence to regulatory standards. more
  • Product Management
DUTIES & RESPONSIBILITIES


The Head of E-Business Reconciliation/Settlement Manager will lead a team responsible for resolving all issues arising from electronic transactions and perform automated back-office processing such as dispute processing, settlement, reconciliation and reporting.
An ideal candidate must have a grasp of how banking transaction processes work and analytical thinking... on how to resolve disputes and reconcile transactions.
Attending to customer and merchant disputes and ensuring prompt resolution.
Liaising with switching companies and card schemes on settlement issues.
Reconciliation of transactions routed through various payment platforms.
Daily reconciliation of accounts for exceptions and subsequent escalation of exceptions to the switch and other vendors or third parties for resolution.
Ensures timely reconciliation of all transactions done on the terminals.
Ensure daily validation of transaction posting on the system.
Perform other assigned tasks by the Head of Accounts & Reporting. more
  • Banking