Job Summary:

We seek a motivated, self-driven, and goal-oriented Sales Agent to join our sales team on a contractual basis. The successful candidate will be responsible for promoting and selling Raven's Bankbox products to merchants, ensuring the achievement of sales targets, and fostering long-term relationships with customers. This role is ideal for individuals who thrive in a fast-paced... environment and are passionate about achieving sales success. 

Key Responsibilities 


Sales Target Achievement: Drive the sales of the Bankbox product by achieving a monthly target of 80 units sold. 
Transaction Facilitation: Ensure each Bankbox generates at least ten (10) daily transactions totalling at least 100,000 NGN in value. 
Sales Strategy Development: Develop and implement effective sales strategies to consistently meet or exceed sales targets. 
Market Research: Conduct market research to identify potential customers and understand the competitive landscape. 
Customer Relationship Management: Build and maintain strong, long-term relationships with merchants and agents to foster loyalty and repeat business. 
Customer Service: Provide exceptional customer service by promptly addressing inquiries and resolving issues. 
Reporting: Prepare and submit sales reports, including detailed performance metrics and insights. 
Team Participation: Actively participate in sales meetings, training sessions, and other team activities to enhance performance. 


Qualifications and Skills 


Education: Minimum of an OND certificate in any related field. 
Experience: Proven experience in sales, particularly in the banking or financial services sector. 


Skills: 


Strong interpersonal and communication abilities. 
Demonstrated ability to work independently and collaboratively within a team environment. 
High level of target orientation and a results-driven mindset.
Proficiency in using sales and Customer Relationship Management (CRM) software. 
Strong negotiation and closing skills. 
In-depth knowledge of the local market and customer preferences


Additional Requirements 


Flexibility to adapt to a dynamic sales environment. 
Ability to take on new challenges swiftly
Ability to manage multiple clients and priorities for improved efficiency.
Willingness to attend ongoing training and professional development sessions. 


Benefits 


100,000 - 180,000  basic Salary
Transport subsidy of 30,000
Commission based on sales performance. 
Opportunities for growth and potential transition to a permanent role based on performance and improved qualification.
Access to continuous learning and development programs. 
Collaborative and supportive work environment. more

Job Structure: Fully remote role (Office attendance once a month)

Reporting Line: The Retail associates will report to the Wealth Manager

Role Responsibilities


To develop and implement personalized wealth management strategies for assigned HNI clients
Proactively identify and cultivate relationships with new HNI prospects.
To develop and implement ideas for the growth and... development of the wealth management team
To grow the balance sheet of HIFA IN Raven
To solicit clients for HIFA & Pocket savings of the wealth management team
To develop an adequate plan of action to bring about deliverables
Attend standups to provide accurate reporting on the progress of sales and prospects.


Role Requirements


Minimum of first Degree (HND / B.Sc) in Marketing, Finance, and other related disciplines.
Minimum of 1-3 years of working experience in any recognized financial institution in Nigeria
Candidate must have gained & established reputable customers from previous work.
Evidence of Previous customers must also be seen.
Candidate must be eligible and fit to work medically.


Compensation and Benefits


Competitive Salary - 100,000
Transport subsidyn - 40,000
Commission on target
Data and Airtime allowance - 10,000
December Incentive.
Fully remote (onsite once a month) more

Job Summary:

We seek a motivated, self-driven, and goal-oriented Sales Agent to join our sales team on a contractual basis. The successful candidate will be responsible for promoting and selling Raven's Bankbox products to merchants, ensuring the achievement of sales targets, and fostering long-term relationships with customers. This role is ideal for individuals who thrive in a fast-paced... environment and are passionate about achieving sales success. 

Key Responsibilities 


Sales Target Achievement: Drive the sales of the Bankbox product by achieving a monthly target of 80 units sold. 
Transaction Facilitation: Ensure each Bankbox generates at least ten (10) daily transactions totalling at least 100,000 NGN in value. 
Sales Strategy Development: Develop and implement effective sales strategies to consistently meet or exceed sales targets. 
Market Research: Conduct market research to identify potential customers and understand the competitive landscape. 
Customer Relationship Management: Build and maintain strong, long-term relationships with merchants and agents to foster loyalty and repeat business. 
Customer Service: Provide exceptional customer service by promptly addressing inquiries and resolving issues. 
Reporting: Prepare and submit sales reports, including detailed performance metrics and insights. 
Team Participation: Actively participate in sales meetings, training sessions, and other team activities to enhance performance. 


Qualifications and Skills 


Education: Minimum of an OND certificate in any related field. 
Experience: Proven experience in sales, particularly in the banking or financial services sector. 


Skills: 


Strong interpersonal and communication abilities. 
Demonstrated ability to work independently and collaboratively within a team environment. 
High level of target orientation and a results-driven mindset.
Proficiency in using sales and Customer Relationship Management (CRM) software. 
Strong negotiation and closing skills. 
In-depth knowledge of the local market and customer preferences


Additional Requirements 


Flexibility to adapt to a dynamic sales environment. 
Ability to take on new challenges swiftly
Ability to manage multiple clients and priorities for improved efficiency.
Willingness to attend ongoing training and professional development sessions. 


Benefits 


100,000  basic Salary
Transport subsidy
Commission based on sales performance. 
Opportunities for growth and potential transition to a permanent role based on performance and improved qualification.
Access to continuous learning and development programs. 
Collaborative and supportive work environment. more

Responsibilities

Regulatory Compliance:


Monitor and ensure compliance with all relevant Nigerian banking laws, regulations, and industry standards, including the Central Bank of Nigeria (CBN) guidelines.
Conduct regular compliance reviews and audits to identify potential risks and ensure adherence to regulatory requirements.
Develop and implement compliance policies, procedures, and... internal controls to mitigate risks and prevent non-compliance.
Provide guidance and training to staff on compliance matters.


Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF):


Develop and implement AML/CTF policies, procedures, and controls in line with international standards.
Conduct customer due diligence (CDD) and enhanced due diligence (EDD) as required.
Monitor transactions for suspicious activity and report any potential money laundering or terrorist financing activities to the relevant authorities.
Coordinate with law enforcement agencies and regulatory bodies as needed.


Risk Management:


Identify, assess, and manage compliance risks associated with the bank's operations.
Develop and implement risk mitigation strategies to minimize compliance-related losses.
Monitor and report on compliance risk indicators.


Governance:


Assist in the development and implementation of the bank's governance framework.
Provide advice and support to the board of directors and management on compliance matters.
Ensure that the bank's compliance function is adequately resourced and supported.


Qualifications and Experience


Bachelor's degree in law, finance, or a related field.
Certification in compliance (e.g., Certified Anti-Money Laundering Specialist (CAMS)) is preferred.
An experienced compliance officer within the financial services industry, preferably in a microfinance bank.
Strong understanding of Nigerian banking regulations and industry best practices.
Proven experience in developing and implementing compliance policies and procedures.
Excellent analytical and problem-solving skills.
Strong communication and interpersonal skills.
Ability to work independently and as part of a team.


Compensation


Competitive salary
Health Insurance (family cover)
Retirement benefit.
Learning and Development more

About Us:
Raven is a forward-thinking financial institution committed to providing innovative banking solutions to meet the needs of our diverse customer base. We are fast expanding, promoting our cutting-edge Bankbox product.
Role Responsibilities:

Identifying and investigating suspicious activity
Analyzing data to detect fraud patterns and trends
Contributing to the development and... implementation of fraud prevention strategies
Collaborating with cross-functional teams to investigate and resolve fraud cases
Maintaining accurate and detailed records of investigations
Staying up-to-date on the latest fraud threats and methodologies
Reconciliation of large data sets and settlements using tools and relevant software.
Weekly and monthly reconciliation of bank statements to identify inconsistencies.
And other tasks issued by your team lead.

Role Requirements:

Minimum of a first degree in Banking and Finance, Business Administration or other related discipline
One year of proven experience in a similar role in a bank (Fintech / Commercial)
Proven experience in the use of G-suite.
Proficiency in financial software and systems, including ERP systems, Excel, and reconciliation tools.
Excellent analytical skills, attention to detail, and problem-solving abilities.
Effective communication and interpersonal skills, with the ability to collaborate across departments and communicate complex financial concepts to non-financial stakeholders
Multitasking abilities. more