Role Description


This is a full-time on-site role for a Credit Risk Manager located in Abuja.
The Credit Risk Manager will be responsible for managing credit risk, analyzing financial data, overseeing portfolio management, and ensuring compliance with credit management policies and procedures.


Qualifications


Credit Management and Credit Risk Management skills
An MFB... experience
Analytical Skills and Finance knowledge
Portfolio Management experience
Strong understanding of credit risk assessment and mitigation strategies
Bachelor's degree in Finance, Business, or related field
Professional certification in credit risk management is a plus more

RESPONSIBILITIES

SME Loan Marketing
Recruitment of viable credit users/customers
Appraisals of credit users
Client relationship management

QUALIFICATIONS

Candidates must possess a first degree or its equivalent

SKILLS

Interpersonal skills
Result oriented
Good oral and written communication skills
Must possess strong persuasion and presentation skills
Experience in a similar... field is an added advantage more

Job Summary

Head, Finance & Accounts at Alert Microfinance Bank is responsible to assist the overall coordination, leading and supervision of all Accounts and finance management and procedure, financial reporting, and compliance.

Job Description

Managing and coordinating monthly reporting, budgeting and refore cast processes.
Providing back office services such as accounts payable,... collection and payroll.
Presenting monthly results and reports to management as well as to relevant colleagues.
Providing insightful reporting and commercial analysis to support management decision making.
Monitoring cash flow and ensuring the integrity and accuracy of day-to-day financial preparations.
Maintaining a strong framework of internal controls, accounting processes and procedures.
Reviewing balance sheet reconciliations.
Managing the cash-flow needs of the company while managing debt profiles and investments.
Carrying out post investment and expenditure reviews.
Oversee general ledger, revenue recognition, accounts receivables & payables, intercompany, treasury, taxation, and payroll.
Ensuring that payments to vendors and salaries are processed.
Controlling budgets and expenditures.
Researching on factors influencing business performance.
Managing relationships with appropriate contacts, e.g. auditors, bankers, tax authorities and so on.Requirements
Minimum of B.Sc or HND in Accounting and Finance related field.
Minimum of 5 years of Cognate experience as Head of Finance and Account is a MUST.
Previous experience from Microfinance Banks and proficient use of Bankone Core Banking Application and accounting software E.g Quickbooks, Peachtree, SAP
Strong communication, interpersonal and analytical skills.
Chartered membership of a relevant professional association, e.g. ACA, ICAN, ACCA.
Proficiency in Microsoft Office package, especially Excel and Word.
Demonstrates ability to identify problems.

Skills:

Ability to work under pressure, independently and with limited supervision.
Flexibility.
Ability to work in a dynamic environment and to multi-task to meet deadlines.
Promotes team work, contributes towards building team consensus and acts as a team player.
Consistently approach work with energy and a positive, constructive attitude. more

Job Summary

Head, Finance & Accounts at Alert Microfinance Bank is responsible to assist the overall coordination, leading and supervision of all Accounts and finance management and procedure, financial reporting, and compliance.

Job Description

Managing and coordinating monthly reporting, budgeting and refore cast processes.
Providing back office services such as accounts payable,... collection and payroll.
Monitoring cash flow and ensuring the integrity and accuracy of day-to-day financial preparations.
Maintaining a strong framework of internal controls, accounting processes and procedures.
Reviewing balance sheet reconciliations.
Presenting monthly results and reports to management as well as to relevant colleagues.
Providing insightful reporting and commercial analysis to support management decision making.
Managing the cash-flow needs of the company while managing debt profiles and investments.
Carrying out post investment and expenditure reviews.
Oversee general ledger, revenue recognition, accounts receivables & payables, intercompany, treasury, taxation, and payroll.
Ensuring that payments to vendors and salaries are processed.
Controlling budgets and expenditure.
Researching on factors influencing business performance.
Managing relationships with appropriate contacts, e.g. auditors, bankers, tax authorities and so on.

Requirements

Minimum of B.Sc or HND in Accounting and Finance related field.
Minimum of 5 years of Cognate experience as Head of Finance and Account is a MUST.
Previous experience from Microfinance Banks and proficient use of Bankone Core Banking Application and accounting software E.g Quickbooks, Peachtree, SAP
Chartered membership of a relevant professional association, e.g. ACA, ICAN, ACCA.
Proficiency in Microsoft Office package, especially Excel and Word.
Strong communication, interpersonal and analytical skills.
Demonstrates ability to identify problems.

Skills:

Ability to work under pressure, independently and with limited supervision.
Flexibility.
Ability to work in a dynamic environment and to multi-task to meet deadlines.
Promotes team work, contributes towards building team consensus and acts as a team player.
Consistently approach work with energy and a positive, constructive attitude. more

Job Description

Finance Manager is responsible to assist the overall coordination, leading and supervision of all functions in the finance management and procedure, financial reporting, financial grant management and compliance.
Managing and coordinating monthly reporting, budgeting and reforecast processes.
Providing back office services such as accounts payable, collection and... payroll.
Monitoring cash flow and ensuring the integrity and accuracy of day-to-day financial preparations.
Maintaining a strong framework of internal controls, accounting processes and procedures.
Reviewing balance sheet reconciliations.
Presenting monthly results and reports to management as well as to relevant colleagues.
Providing insightful reporting and commercial analysis to support management decision making.
Managing the cash-flow needs of the company while managing debt profiles and investments.
Carrying out post investment and expenditure reviews.
Oversee general ledger, revenue recognition, accounts receivables & payables, intercompany, treasury, taxation, and payroll.
Ensuring that payments to vendors and salaries are processed.
Controlling budgets and expenditure.
Researching on factors influencing business performance.
Managing relationships with appropriate contacts, e.g. auditors, bankers, tax authorities and so on.

Requirements

Minimum of B.Sc or HND in Accounting and Finance related role.
Minimum of 5 years of Cognate experience as Deputy Finance Manager is a MUST.
Previous experience in Management and proficient use of accounting software E.g Quickbooks, Peachtree, SAP
Chartered membership of a relevant professional association, e.g. ACA, ICAN, ACCA.
Proficiency in Microsoft Office package, especially Excel and Word.
Strong communication, interpersonal and analytical skills.
Demonstrates ability to identify problems.

Skills:

Ability to work under pressure, independently and with limited supervision.
Flexibility.
Ability to work in a dynamic environment and to multi-task to meet deadlines.
Promotes team work, contributes towards building team consensus and acts as more

Job Summary

Chief Finance Officer at Alert Microfinance Bank is responsible to assist the overall coordination, leading and supervision of all Accounts and finance management and procedure, financial reporting,and compliance.

Job Description

Managing and coordinating monthly reporting, budgeting and refore cast processes.
Providing back office services such as accounts payable,... collection and payroll.
Monitoring cash flow and ensuring the integrity and accuracy of day-to-day financial preparations.
Maintaining a strong framework of internal controls, accounting processes and procedures.
Reviewing balance sheet reconciliations.
Presenting monthly results and reports to management as well as to relevant colleagues.
Providing insightful reporting and commercial analysis to support management decision making.
Managing the cash-flow needs of the company while managing debt profiles and investments.
Carrying out post investment and expenditure reviews.
Oversee general ledger, revenue recognition, accounts receivables & payables, intercompany, treasury, taxation, and payroll.
Ensuring that payments to vendors and salaries are processed.
Controlling budgets and expenditure.
Researching on factors influencing business performance.
Managing relationships with appropriate contacts, e.g. auditors, bankers, tax authorities and so on.

Requirements

Minimum of B.Sc or HND in Accounting and Finance related field.
Minimum of 5 years of Cognate experience as Head of Finance and Account is a MUST.
Previous experience from Microfinance Banks and proficient use of Bankone and accounting software E.g Quickbooks, Peachtree, SAP
Chartered membership of a relevant professional association, e.g. ACA, ICAN, ACCA.
Proficiency in Microsoft Office package, especially Excel and Word.
Strong communication, interpersonal and analytical skills.
Demonstrates ability to identify problems.

Skills:

Ability to work under pressure, independently and with limited supervision.
Flexibility.
Ability to work in a dynamic environment and to multi-task to meet deadlines.
Promotes team work, contributes towards building team consensus and acts as a team player.
Consistently approach work with energy and a positive, constructive attitude. more

Requirements

Candidate must posses a minimum of SSCE or NABTEB.
Must have a valid drivers license with minimum of 3 years driving experience in a corporate organization.
Must be resident around Ikotun, Egbeda and it environ.
Must not be more than 35 - 40 years of age.

Job Description

Regional manager at Alert MFB is responsible for leading and managing daily operations to achieve business goals and maximize profitability.
As a regional manager, your duties also include guiding market facing staff in your region, setting performance objectives, evaluating and optimizing operational performance, ensuring regulatory and company standards are upheld, and... preparing operations and loan portfolio reports.

Regional Manager Responsibilities

Achieving business goals and revenue targets.
Manage and oversee our business operations in an assigned region.
Overseeing daily operations, managing budgets, and setting performance objectives.
Recruiting, training, and supporting general managers as well as conducting regular performance appraisals.
Developing and implementing business, marketing, and advertising plans.
Managing internal and external stakeholder relations and negotiating contracts.
Planning, evaluating, and optimizing operations to be efficient and cost-effective.
Ensuring products and services comply with regulatory and quality standards.
Ensuring company standards and procedures are followed.
Preparing and presenting monthly, quarterly, and annual statements, analyses, and reports of operations and finances.
Dealing with escalated customer issues, incident reports, and legal actions.

Regional Manager Requirements

Minimum of Bachelor's Degree in Business Management, Marketing or a similar field preferred.
3 - 5 Cognate years of management and leadership experience.
Excellent reporting and communication skills, both verbal and written.
Must have wide networks of customer base with track records of huge volume loan disbursement
Proficiency in Microsoft Office, and project management tools.
Excellent leadership and decision-making skills.
Ability to multitask and work efficiently under pressure.
Strong analytical and problem-solving skills.

Salary

Very Attractive (With Incentives and Commission) more

Job Summary

Branch Manager is responsible for the coordination, supervision of subordinates via evaluation and processing of loans and act as liaison between customers and the organization while helping qualified applicants acquire huge loans in a timely manner.

Job Description

Coordinate, supervise, market loan products and process loan applications for Customers
Oversee subordinates... and evaluate loan processing to determine customers financial eligibility and feasibility of repayment of loans
Determine all applicable ratios and metrics and set up loan payment plans
Complete loan contracts and counsel clients on policies and restrictions
Opening loan applications Conducting loan analysis by visiting the business and household of clients
Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
Presenting loan proposals to the credit units and informing the client about the decision of the credit units
Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
Ensuring high quality standards of the bank’s credit portfolio
Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.

Key Requirements

Minimum of B.Sc. or its equivalent in Marketing or related field.
3 - 5 years cognate experience from a reputable Microfinance Bank.
Sound Risk Management experience and can disburse/deliver a Min of 30million Naira Loan Monthly with good success rate and track records.
Good knowledge of Lagos Island and Mainland markets
Ability to disburse Micro, SME Loans in large volumes without default
Experienced in repayment tracking and loan collection without a day default

Skills:

Detailed and target oriented
Excellent team spirit and communications skills
Excellent Human Relations and Inter-personal skills
Goal oriented.

Salary

Very Attractive (With Incentives and Commission) more

Alert Microfinance bank is a leading financial service provider with core mandate of providing affordable, flexible financial and non-financial services to SME, Private and Public Sectors.
SME Loan Marketing Officers at Alert Microfinance Bank are responsible for the marketing, evaluation and processing of loans and act as liaison between customers and the organization while helping qualified... applicants acquire huge loans in a timely manner.
Job Description

Market loan products and process loan applications for SME.
Interview loan applicants to determine financial eligibility and feasibility of repayment of  loans
Determine all applicable ratios and metrics and set up loan payment plans
Complete loan contracts and counsel clients on policies and restrictions
Opening loan applications Conducting loan analysis by visiting the business and household of clients
Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
Presenting loan proposals to the credit units and informing the client about the decision of the credit units
Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
Ensuring high quality standards of the bank’s credit portfolio
Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.

Requirement

Minimum of HND or B.Sc. in Marketing or related field
Minimum of 3 – 5 years Cognate Experience as SME Loan Officer from a reputable State/National Licensed Microfinance Bank
Must have pool of High Net worth Customers credible to access loan/credit facility in either Lagos Island or Mainland.
Must be goal and target oriented and able to deliver minimum of 20 – 50 Million naira loan disbursement target monthly. more