PURPOSE:

The position holder will support the Technical and Risk Improvement function through planning and execution of Risk Survey and Risk Improvement functions within the department to ensure achievement of underwriting standards in line with the company’s objective.

PRIMARY RESPONSIBILITIES:

RISK SURVEYING


Review our General Business book and identify Risks to Survey
Conduct... pre-cover and existing business Risk Surveys and Desktop Risk Assessments
Prepare detailed Risk Survey/ Assessment reports
Propose, communicate and follow up on implementation of Risk Improvement Recommendations (RIR)
In liaison with Claims Department, propose improvement measures on risks with large claims.
Propose estimated maximum loss (EML) and maximum possible loss (MPL) to be applied to guide reinsurance cessioning for surveyed risks
Keep a monthly & Quarterly schedule of surveyed risks, progress of implementation of risk improvement recommendations and profiling the risk levels
Reviewing risk survey reports from external surveyors and communicating risk improvement recommendations.


PRICING & CLIENT RELATIONS


Prepare and release all quotations and tenders for intermediaries/direct customers as per underwriting guidelines.
Provide timely advisory support to sales, ROs, branches and regions on terms to apply for quality underwriting.
Ensure fair and adequate premiums are set given the competitive nature of insurance.
Underwriting and providing general advice on quotations to improve on new and existing risks.
Promote good business relationship with the intermediaries and clients through good service


GENERIC DUTIES

Provide periodical business and other reports to the supervisor

AUDIT, COMPLIANCE AND RISK MANAGEMENT


Strict adherence to all regulations, statutes, standards, practices and all internal processes and procedures as per the relevant manuals and comply with all relevant external legislation and regulations with regard to Compliance requirements.
Ensure that as a staff you actively contribute to the department/division attaining a “good” rating in both internal and external audit by performing your role to the required standards and adhering to all internal processes and procedures as per relevant manuals, policies and regulations of the Company.
Ensure that all risk management requirements within your remit are addressed and where necessary escalated through the available defined channels


Key Skills, Knowledge, Experience and Behavioural Competencies

Academic and Professional Requirements


Education    Bachelor’s Degree    Degree in a relevant Technical field, preferably Engineering
Professional Qualifications    Progress towards Fire Engineering/ Occupational Safety and Health/ Risk Management/ IIK/ CII is an added advantage.


Experience Required:


Relevant experience    Minimum of One (1) Year more

PURPOSE:

To ensure that debts are managed and maintained at it’s minimal. To ensure that there is strict adherence to the credit policy.

PRIMARY RESPONSIBILITIES:


Participate in implementation of the company’s credit control policy;
Sending monthly commission and debtors’ statements and resolve incoming queries on outstanding accounts from intermediaries;
Apply reminders on account... to ensure debts are paid in a timely manner and full follow through by relevant intermediaries;
Referring of uncollected debts to debt collection agencies, managing legal action and reference to the Credit Reference Bureau (CRB);
Drive collection of premiums debited on a monthly basis;
Tracing and pursuing long outstanding debtors and where possible, assess capacity to settle debts;
Follow up bounced cheques and contacts the clients for replacements as and when it arises and provides a monthly report;
Check remittances (RTGS, EFT, IPFs) and facilitate receipting within 24 hours and monitor daily receipting and banking of all premiums received;
Visit and call intermediaries for follow up on collections and reconciliations to provide a weekly report


Key Skills, Knowledge, Experience and Behavioural Competencies     

Academic and Professional Requirements

Education 


Bachelor’s Degree in a relevant field.


Professional Qualifications


CPA, ACCA or Certificate in credit control management will be an added advantage


Experience Required:


Relevant experience    2 years more

We are seeking to recruit Sales Officers to be assigned at our various branches countrywide.

The key responsibilities will include:


Generating new retail life business from the allocated Market/Channel;
Educate new and existing clients on retail life products;
Attending to customer queries and complaints;
Liaising with the various departments to ensure timely service delivery to the... clients
Providing timely and accurate quotations within the turnaround times
Gathering market intelligence to ensure updated product range;
Follow up to ensure persistency is at the acceptable rate; and
Promoting CIC brand.


Qualifications


Minimum of a Diploma in a business related course.
A Bachelor’s degree is desirable
Relevant professional qualifications in Certificate of Proficiency in Insurance – COP/ECOP/ Diploma in Insurance (AIIK/CII)/LOMA
Excellent communication and presentation skills
Good negotiation skills
Problem solving skills
Excellent customer care skills more

We are seeking to recruit Sales Officers to be assigned at our various branches countrywide.

The key responsibilities will include:


Generating new retail life business from the allocated Market/Channel;
Educate new and existing clients on retail life products;
Attending to customer queries and complaints;
Liaising with the various departments to ensure timely service delivery to the... clients
Providing timely and accurate quotations within the turnaround times
Gathering market intelligence to ensure updated product range;
Follow up to ensure persistency is at the acceptable rate; and
Promoting CIC brand.


Qualifications


Minimum of a Diploma in a business related course.
A Bachelor’s degree is desirable
Relevant professional qualifications in Certificate of Proficiency in Insurance – COP/ECOP/ Diploma in Insurance (AIIK/CII)/LOMA
Excellent communication and presentation skills
Good negotiation skills
Problem solving skills
Excellent customer care skills more

We are seeking to recruit Sales Officers to be assigned at our various branches countrywide.

The key responsibilities will include:


Generating new retail life business from the allocated Market/Channel;
Educate new and existing clients on retail life products;
Attending to customer queries and complaints;
Liaising with the various departments to ensure timely service delivery to the... clients
Providing timely and accurate quotations within the turnaround times
Gathering market intelligence to ensure updated product range;
Follow up to ensure persistency is at the acceptable rate; and
Promoting CIC brand.


Qualifications


Minimum of a Diploma in a business related course.
A Bachelor’s degree is desirable
Relevant professional qualifications in Certificate of Proficiency in Insurance – COP/ECOP/ Diploma in Insurance (AIIK/CII)/LOMA
Excellent communication and presentation skills
Good negotiation skills
Problem solving skills
Excellent customer care skills more

We are seeking to recruit Sales Officers to be assigned at our various branches countrywide.

The key responsibilities will include:


Generating new retail life business from the allocated Market/Channel;
Educate new and existing clients on retail life products;
Attending to customer queries and complaints;
Liaising with the various departments to ensure timely service delivery to the... clients
Providing timely and accurate quotations within the turnaround times
Gathering market intelligence to ensure updated product range;
Follow up to ensure persistency is at the acceptable rate; and
Promoting CIC brand.


Qualifications


Minimum of a Diploma in a business related course.
A Bachelor’s degree is desirable
Relevant professional qualifications in Certificate of Proficiency in Insurance – COP/ECOP/ Diploma in Insurance (AIIK/CII)/LOMA
Excellent communication and presentation skills
Good negotiation skills
Problem solving skills
Excellent customer care skills more

We are seeking to recruit Sales Officers to be assigned at our various branches countrywide.

The key responsibilities will include:


Generating new retail life business from the allocated Market/Channel;
Educate new and existing clients on retail life products;
Attending to customer queries and complaints;
Liaising with the various departments to ensure timely service delivery to the... clients
Providing timely and accurate quotations within the turnaround times
Gathering market intelligence to ensure updated product range;
Follow up to ensure persistency is at the acceptable rate; and
Promoting CIC brand.


Qualifications


Minimum of a Diploma in a business related course.
A Bachelor’s degree is desirable
Relevant professional qualifications in Certificate of Proficiency in Insurance – COP/ECOP/ Diploma in Insurance (AIIK/CII)/LOMA
Excellent communication and presentation skills
Good negotiation skills
Problem solving skills
Excellent customer care skills more

We are seeking to recruit Sales Officers to be assigned at our various branches countrywide.

The key responsibilities will include:


Generating new retail life business from the allocated Market/Channel;
Educate new and existing clients on retail life products;
Attending to customer queries and complaints;
Liaising with the various departments to ensure timely service delivery to the... clients
Providing timely and accurate quotations within the turnaround times
Gathering market intelligence to ensure updated product range;
Follow up to ensure persistency is at the acceptable rate; and
Promoting CIC brand.


Qualifications


Minimum of a Diploma in a business related course.
A Bachelor’s degree is desirable
Relevant professional qualifications in Certificate of Proficiency in Insurance – COP/ECOP/ Diploma in Insurance (AIIK/CII)/LOMA
Excellent communication and presentation skills
Good negotiation skills
Problem solving skills
Excellent customer care skills more

We are seeking to recruit Sales Officers to be assigned at our various branches countrywide.

The key responsibilities will include:


Generating new retail life business from the allocated Market/Channel;
Educate new and existing clients on retail life products;
Attending to customer queries and complaints;
Liaising with the various departments to ensure timely service delivery to the... clients
Providing timely and accurate quotations within the turnaround times
Gathering market intelligence to ensure updated product range;
Follow up to ensure persistency is at the acceptable rate; and
Promoting CIC brand.


Qualifications


Minimum of a Diploma in a business related course.
A Bachelor’s degree is desirable
Relevant professional qualifications in Certificate of Proficiency in Insurance – COP/ECOP/ Diploma in Insurance (AIIK/CII)/LOMA
Excellent communication and presentation skills
Good negotiation skills
Problem solving skills
Excellent customer care skills more

We are seeking to recruit Sales Officers to be assigned at our various branches countrywide.

The key responsibilities will include:


Generating new retail life business from the allocated Market/Channel;
Educate new and existing clients on retail life products;
Attending to customer queries and complaints;
Liaising with the various departments to ensure timely service delivery to the... clients
Providing timely and accurate quotations within the turnaround times
Gathering market intelligence to ensure updated product range;
Follow up to ensure persistency is at the acceptable rate; and
Promoting CIC brand.


Qualifications


Minimum of a Diploma in a business related course.
A Bachelor’s degree is desirable
Relevant professional qualifications in Certificate of Proficiency in Insurance – COP/ECOP/ Diploma in Insurance (AIIK/CII)/LOMA
Excellent communication and presentation skills
Good negotiation skills
Problem solving skills
Excellent customer care skills more